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-   -   Trip Insurance Recommendations Please (https://www.fodors.com/community/travel-tips-and-trip-ideas/trip-insurance-recommendations-please-1722386/)

Rocket79 May 8th, 2024 08:54 AM

Trip Insurance Recommendations Please
 
Hello - It's been quite a while. Is Travel Guard still a good way to go, or are there others you'd recommend? Doing a photo workshop in September, and figure I should insure it just in case...
Thank you!

RoamsAround May 8th, 2024 01:57 PM

Travel Guard gets mixed reviews.

You can compare policy terms, coverages and premiums for almost every Travel Insurance company at www.insuremytrip.com. They have a toll free 800 number you can call to speak with an unbiased representative who will help you find the best policy for your particular needs.

Rocket79 May 8th, 2024 01:59 PM


Originally Posted by RoamsAround (Post 17560852)
Travel Guard gets mixed reviews.

You can compare policy terms, coverages and premiums for almost every Travel Insurance company at www.insuremytrip.com. They have a toll free 800 number you can call to speak with an unbiased representative who will help you find the best policy for your particular needs.

Thank you very much for this information. 😊

sassy27 May 12th, 2024 01:26 PM

For anyone else looking, recommendations for Travel Insurance - Compare the Best Quotes & Buy Online (squaremouth.com) have also been used by some here. Might be worth looking into.

HappyTrvlr May 13th, 2024 08:42 AM

We have had good service from Travel Guard, paid our claims in full quickly.

Rocket79 May 13th, 2024 04:36 PM

Thanks everyone! I did look into Insure my trip - but how do you know which company is best? Anyone have experience with Generali Global?

c_J May 31st, 2024 08:50 AM

What do you need insurance for, and what kind of place are you going to be visiting? If you want insurance to cover unexpected expenses in the case of weather delays or lost luggage or routine things like that, I'd recommend looking at automatic travel insurance that lots of premium credit cards offer. For example, we've been able to make claims pretty painlessly on the insurance provided by the Chase Sapphire and Amex Platinum. Even if you travel just a couple times per year, the annual fees on a premium card are a good deal compared to paying for travel insurance out of pocket.

If you're going to be traveling in a less developed region and you want insurance to cover more expensive and rarer contingencies like emergency medical evacuation then you'll need to pay. I haven't done extensive research, but people like World Nomads.

mlgb May 31st, 2024 02:33 PM

If you are older, try Seven Corners.
World Nomads has an age cut off.

Rocket79 Jun 1st, 2024 05:15 AM


Originally Posted by c_J (Post 17567446)
What do you need insurance for, and what kind of place are you going to be visiting? If you want insurance to cover unexpected expenses in the case of weather delays or lost luggage or routine things like that, I'd recommend looking at automatic travel insurance that lots of premium credit cards offer. For example, we've been able to make claims pretty painlessly on the insurance provided by the Chase Sapphire and Amex Platinum. Even if you travel just a couple times per year, the annual fees on a premium card are a good deal compared to paying for travel insurance out of pocket.

If you're going to be traveling in a less developed region and you want insurance to cover more expensive and rarer contingencies like emergency medical evacuation then you'll need to pay. I haven't done extensive research, but people like World Nomads.

Thanks for this. Actually I have both of those credit cards. I wasn't aware of the trip insurance provided by them. I'll have to do some research. I'm going to France for a photo workshop, so I've paid a chunk of change already. I thought trip cancellation would be a good idea, in case I need to leave early for any reason. I'm 63 and have a 92 year old mom - not traveling with me - but anything could happen!

Rocket79 Jun 11th, 2024 09:34 AM

So - I may be out of luck for what I need. I wanted to get "cancel for no reason," but because I made my first trip deposit in April, I am too late, at least for Seven Corners. I figured for a Sept. date I would be fine. I am such a procrastinator. I should be OK - but my mom is a concern. Sh!t happens - more so at that age. Any thoughts on who might allow it at this point? (Cancel for whatever reason at three months out.)

Thank you!

janisj Jun 11th, 2024 09:50 AM

Good luck finding something -- IME for most (maybe all ?? ) policies, the clock starts at the time of booking, not based on the dates of the trip itself.

Rocket79 Jun 11th, 2024 10:39 AM

I am finding that out. :-( It has been so long since I've even used travel insurance, I'd completely forgotten how it works.

kja Jun 11th, 2024 10:15 PM

You've already been advised to contact insuremytrip.com ....


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