Which credit card?
 

Could someone please tell me through which bank I can obtain a visa credit card that allows me to accumulate miles on any airline.

I use a Capital One card which has been great. We are going to Paris next month and one of the tickets is free. There were no blackouts and we had our choice. We wanted a specific Air France flight and got it. To save us money on the ticket we paid for, they ticketed us on Delta for the Air France flight (code share). I have never had a problem with Capital One and it costs only $19/ year - the best I could find.

My American Express Optima pays 1 Delta FF mile for every dollar charged. I've almost earned my ticket to Tibet.<BR>j.

Adeleh,<BR><BR>There are two things to look for as far as I am concered. Cards that give you miles for the dollars you spend or cards that do not charge 2% for exchanges. If you want to obtain miles for your travel $ spent I would recommend one of the card that provides miles with no blackouts. I have a Webmiles MasterCard which provides 1 mile for every $1 spent and extra miles when you shop on the web at prefered vendors. Again, the benefit of this card in comparision to an Airline card is that it has no restrictions on when you fly or what airline you use. Check out the website if it interests you webmiles.com. I also have an Amex Delta Optima card. It is easier to accum miles because they offer double points for alot of purchases, but when you try to cash in your miles you have to plan far ahead and possibly do extra connections. Both of these cards and most others charge the exchange rate +2% when they convert $ on your statement. It is a somewhat hidden charge. Frommers Budget Travel had a short piece on cards that do not charge this 2% in one of the recent issues. What ever card you choose, make sure you read the rules on conversion and spot check the calculation on your card. When I went to Spain last year they charged more then 2% and could not explain how they did the conversion when I called. They did adjust the bill but I had to call several times before I found someone who even understood what I was taking about. <BR>Good Luck<BR>Aileen

I have an MBNA Mastercard on which I can earn rewards for all kinds of things, including airline tickets. You call a special travel agent number they give you to make the arrangements. The good news is that this card does not charge any extra surcharge for foreign transactions. The bad news is that it costs $50 dollars a year for the membership fee.

Citibank

a regular aerican express card and join their membership miles club--$ spent goes into bank acct.where you can divert to various different ff programs as you wish-ie.to uasir,delta,etc....or you can also get a bank of american visa which is associted with usair, ax express optima which is affiliated w/ delta, or a mastercard which is affiliated w/ american

Merrill Lynch

We have an AT&amp;T Universal Visa card with no annual fee. You earn 1 point for every dollar you spend. You can redeem the points for airline tickets on many airlines.