When to buy travel insurance?

Sep 30th, 2010, 11:12 AM
  #1  
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Join Date: Dec 2007
Posts: 404
When to buy travel insurance?

Is it best to buy the insurance before booking anything? My group of 5 friends have elderly relatives (and most of us aren't so young ourselves!!!) so we will need insurance to reimburse us if something comes up and we have to cancel. Can someone give me an idea of a good policy to buy for this situation? Of course, we will all get our own. Thanks!!!!
rbnwdlr is offline  
Sep 30th, 2010, 11:20 AM
  #2  
 
Join Date: Apr 2007
Posts: 633
You can go to: www.insuremytrip.com
Sue878 is offline  
Sep 30th, 2010, 11:26 AM
  #3  
 
Join Date: Jan 2003
Posts: 12,008
Check out www.squaremouth.com or www.insuremytrip.com. These will give you good information to get you started.

You can also check here for travel insurance reviews:

http://www.travelinsurancereview.net/
bettyk is offline  
Sep 30th, 2010, 11:26 AM
  #4  
 
Join Date: Apr 2007
Posts: 633
BTW, we bought our policies after we booked our airfare.
Sue878 is offline  
Sep 30th, 2010, 03:14 PM
  #5  
 
Join Date: Dec 2003
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You usually have about 14 days after purchasing your air transportation to buy trip insurance and get coverage for pre-existing conditions.
Underhill is offline  
Sep 30th, 2010, 03:50 PM
  #6  
 
Join Date: Feb 2009
Posts: 19,876
If TrueTravel - they require within 21 days of first purchase. Example: we go on a cruise, paid deposit 09/01. We have to buy insurance before 09/22 to avoid exclusion of pre-existing conditions.

Insuremytrip gives a good comparison of different insurances. I think if one of the group (the youngest) gets insurance for all, it may be cheaper - check out the quotes.
Dayenu is offline  
Oct 1st, 2010, 05:30 AM
  #7  
 
Join Date: May 2009
Posts: 555
Be sure to read the fine print. What one part of the contract gives you, the fine print a couple of pages away can take away.
Paul1950 is offline  
Oct 1st, 2010, 06:29 AM
  #8  
 
Join Date: Sep 2010
Posts: 34,846
Actually, some insurance policies for FULL coverage of everything require purchase within so many days after YOU MAKE YOUR FIRST NON-REFUNDABLE PURCHASE..and that may or may not be an airline ticket.
Dukey1 is offline  
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