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-   -   Travel Insurance for RyanAir? (https://www.fodors.com/community/europe/travel-insurance-for-ryanair-416587/)

Katharine22 Mar 29th, 2004 08:57 AM

Travel Insurance for RyanAir?
 
Do those who fly RyanAir get travel insurance on thir trip(s)? I have purchased insurance for the overseas flight since we have a preschooler who tends to get sick at crummy times (darn day care!). I know RyanAir recommends insurance, but, so far, I haven't purchased it. Also, if you do purchase insurance for their flights, where do you get it?

Thanks!

Singletail Mar 29th, 2004 09:04 AM

I hope you've read the "fine print" on your travel insurance to be certain ti covers a childhood "illness" and how they define that term. Unless you are looking for specific coverage such as evacuation and you can get some sort of coverage for so-called pre-existing conditions IMO a lot of these so-called "insurance policies" aren't worth much.

Alec Mar 29th, 2004 09:14 AM

From Ryanair website:
'At present cover is only available to habitual residents of the United Kingdom and the Republic of Ireland.'

Katharine22 Mar 29th, 2004 09:16 AM

Good advice. I am really anal, so called the travel insurance co. and specifically asked, what if my kid gets sick and I have to stay and care for her? The insurance I got for my overseas flight is just that offered through Travelocity.

As for Ryan Air, I guess they will cover a cancelled flight, but nothing else. I will not be connecting to then from other flights, so I'm not sure if there are reasons that make additional travel insurance worth the money.

Katharine22 Mar 29th, 2004 09:19 AM

Alec, They "stongly" recommend purchasing travel insurance. I know I would have to purcahse through another company. I just wonder if it is worth it.

papagena Mar 29th, 2004 09:36 AM

What would you be insuring against?

Katharine22 Mar 29th, 2004 09:50 AM

Good point, really. The only other things would be if we missed the plane by our own fault or if the flight was delayed and we needed additional accomodation.

It seems like I should just skip the insurance and, if something comes up, just deal with it then. I just want to make sure I'm not missing something (being anal again).

Thanks for all your help!

WillTravel Mar 29th, 2004 10:06 AM

Katharine, do you have insurance for your trip generally? That might cover your Ryanair trip and any other nonrefundable costs, depending which type you bought.

Whether you have insurance or not, I'd be very cautious about using Ryanair in a situation where time is of the essence. For example, if your flight home departs at noon, don't use Ryanair to arrive at the airport at 10. (Actually, I would have the same rule for other carriers too, for that matter.)

Katharine22 Mar 29th, 2004 10:32 AM

I purchased the Travelocity insurance, which appears to cover only the flight purchased through them. It does not seem to cover me being late for that flight as a result of a late or cancelled RyanAir flight.

I will be arriving with RyanAir at London Stansted around 11:30pm and will fly out of Heathrow at 7:55am.

On the way in, we'll have 2 1/2 days in London, so delayed flight shouldn't be an issue.

WillTravel Mar 29th, 2004 11:00 AM

How much will it cost to change your tickets, should that be necessary (say if the Ryanair flight is cancelled)?

Otherwise, that's a brutal schedule for a child, or an adult for that matter. If all goes well, you will arrive at 11:30 PM, but won't be able to leave the airport for at least another 30 minutes. Then somehow you have to get to where you are staying (figure at least 2 hours), and somehow you have to get to Heathrow no later than about 5:30 AM (figure you will have to get up at least by 4:30 AM).

WillTravel Mar 29th, 2004 11:03 AM

Actually with that schedule, you might as well go sleep at Heathrow Airport, after taking a Stansted-Heathrow coach (if available at that time of night).

AAFrequentFlyer Mar 29th, 2004 11:08 AM

Katherines22,

WillTravel has a point. I don't know what kind of plans you made for the <b>very short</b> stay in London during your return, but I would advize very strongly against going to London, because mostly you will be traveling all night.

Here is a possible solution. www.nationalexpress.com has a non-stop busses from Standsted to Heathrow. If you are able to catch the 11:59pm bus, you will arrive at Heathrow around 1:20am. You could check-in at a hotel (Hilton, I believe), for the few hours. That way you could just walk over to the terminal in the morning after about 4 hours of sleep.

If you can't catch that bus, a car service, doing the same exact route would be my second choice, because the next bus does not leave till 2:10am.

I hope you have something figured out in that department, becaue it could turn into a nightmare for you if you didn't. Whatever you do, do not go to London so you could sleep or 2 hours at best.

Good luck!

WillTravel Mar 29th, 2004 11:31 AM

I agree with the above, but catching the 11:59 bus is very unlikely and probably shouldn't even be considered as a real possibility.

rex Mar 29th, 2004 11:55 AM

I think your only meaningful choice is a car service to take you from Stansted to a hotel near Heathrow, for the short few hours of sleep you might be able to get.

This plan is such Russian Roulette. You should consider buying a new ticket on Ryanair to arrive at Stansted 12-24 hours earlier. Then, these tickets that ou have already purchased provide you at least some partial &quot;insurance&quot; against problems with the earlier flight.

Best wishes,

Rex

rkkwan Mar 29th, 2004 12:08 PM

I agree with Rex. If anything happens to that late late Ryanair flight, you'll have no means in catching your flight back from the UK the next morning.

If you must stick with this, buy travel insurance from a 3rd party that will cover everything - from sickness to disruption of travel. Because otherwise, you may end up with a high fee for rescheduling or repurchasing your flight back.

AAFrequentFlyer Mar 29th, 2004 12:38 PM

Folks,

Relax just a bit. Ryan Air is not that bad, and as a matter of fact they have one of the best on-time performance in UK.

<b>Weekly Punctuality
92%
of all flights arrived on time
98%
all flights arrived within 1 hour
for week ending 21/03/2004
Source: The Civil Aviation authority publishes validated statistics every three months.</b>

Forget about the <i>insurance&lt;/&gt; for everything suggestion.

Besides, she can now change the date and flight on www.ryanair.com. I would do an earlier flight just so she doesn't have to drag the baby around through the night, not because of anything else.

Try getting an earlier flight and you will have a much better day. Again, if it's not possible, arrange for a private car service to take you to Heathrow from Standsted.
</i>

WillTravel Mar 29th, 2004 12:53 PM

Insurance is for the 2% of cases where everything doesn't work out. However, you'd have to be sure that insurance would cover this particular connection on two carriers, since that isn't always the case.

Here is more or less the worst case on Ryanair:

http://www.aftenposten.no/english/lo...ticleID=517434

Katharine22 Mar 29th, 2004 04:24 PM

Sorry, I wasn't clear. My daughter is staying with her grandparents during the trip (they are taking her to DisneyWorld). My husband and I are taking a second honeymoon. We will spend 2 1/2 days in London at the beginning of the trip. We plan to shower and eat before leaving DK on that evening, then fly into Stansted, landing at 11:30pm. We will probably take the 2:30 bus (unless by some fluke we get in on time to take the 11:59) straight to Heathrow and just sleep there until we need to check in for our 7:55 flight. We can then sleep more on the plane and have made arrangements in Chicago in case we need more sleep before driving home.

Don't worry, my husband thinks I'm nuts, too. We decided, though to go this route to avoid paying for another hotel night or lugging our things around London for some last minute sight-seeing.

The bus vs. car argument is still open for debate, but it will cost about twice as much to get a car as opposed to the bus.

Still thinking on all of your advice on insurance. Not sure how much a third party will cost, although RyanAir seems to have pretty good credentials and on-time rates, as some of you mentioned.


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