Notices

travel insurance?

Old May 14th, 2004, 08:31 AM
  #1  
Original Poster
 
Join Date: Nov 2003
Posts: 75
Likes: 0
Received 0 Likes on 0 Posts
travel insurance?

The website I plan to buy airfare offers travel insurance for $26. Do you think it's worth it?

Thanks.
crystalnpat is offline  
Old May 14th, 2004, 08:39 AM
  #2  
 
Join Date: Apr 2004
Posts: 3,323
Likes: 0
Received 0 Likes on 0 Posts
I'd imagine that this is single trip only, if one already has travel insurance, what would be the point in buying more?
m_kingdom2 is offline  
Old May 14th, 2004, 09:09 AM
  #3  
 
Join Date: Jan 2003
Posts: 10,605
Likes: 0
Received 0 Likes on 0 Posts
It depends on what is covered, and what the maximum coverage would be.
ie. trip cancellation, trip delay, lost baggage, medical evacuation, medical expenses for treatment, etc.

Compare full travel insurance policies here: www.insuremytrip.com
then see if your offer is a good one.
Travelnut is offline  
Old May 14th, 2004, 05:54 PM
  #4  
sandi
Guest
 
Posts: n/a
The $26 sounds like it only covers the air ticket. That's it. But if you've prepaid for hotels, cars, tours at your destination, you should consider covering those; also do you need medical or evacuation coverage should there be an accident. Check:

www.insuremytrip.com

even policies on the above site offer airline ticket only insurance. You have to decide what is necessary to cover.
 
Old May 14th, 2004, 07:39 PM
  #5  
 
Join Date: Oct 2003
Posts: 33,661
Likes: 0
Received 0 Likes on 0 Posts
You really shouldn't purchase from the company you are booking with. You should buy the insurance independently. If something happens to the company that you booked your travel with then you won't be able to collect. If you want default coverage I believe Travel Guard is the only company that covers it.
kybourbon is offline  
Old May 15th, 2004, 04:39 AM
  #6  
sandi
Guest
 
Posts: n/a
I doubt the website is selling their own insurance, rather working with an insurance company that supplies such insurance.

As to default, besides Travel Guard, there are others that do cover default, but only for certain companies - airlines, hotel chains, cruise lines, car rentals, etc. - even Travel Guard doesn't cover every Mom & Pop company.

So it's important to read the fine print in anything you purchase, or ask specific questions to a live operator.
 
Old May 15th, 2004, 05:33 AM
  #7  
 
Join Date: Oct 2003
Posts: 33,661
Likes: 0
Received 0 Likes on 0 Posts
Sandi - Many tour/travel companies sell travel insurance and you pay them not the insurance company. They are marking up the insurance and getting a percentage for their profit. If you purchase from a travel/tour company you are assuming they are sending your money to the insurance company. A few years ago Travel Guard was mentioned on tv by Peter Greenberg as the only company at that time providing default insurance. After 9/11 more companies started providing it after so many travel businesses went under and they realised many people now wanted that type of coverage. Peter also warned against buying from the travel/tour company and gave info on many different travel insurance companies and coverage.
kybourbon is offline  
Related Topics
Thread
Original Poster
Forum
Replies
Last Post
willowjane
Europe
12
Apr 21st, 2015 12:06 PM
portlandor
Europe
4
Mar 13th, 2008 06:30 AM
travelbug014
United States
4
May 30th, 2007 03:14 PM
dolciani
Europe
7
May 8th, 2006 08:13 PM
Marsh
Europe
11
May 10th, 2004 08:54 PM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell My Personal Information

FODOR'S VIDEO