Fodor's Travel Talk Forums

Fodor's Travel Talk Forums (
-   Europe (
-   -   Travel insurance (

Marsh May 7th, 2004 12:30 PM

Travel insurance
Have you had any recent experience with
Travelex insurance company?


LarryJ May 7th, 2004 02:47 PM

Yes. I use it everytime I go to Europe which is three times per year and I am very satisfied with the coverage I get for such a small price. Any specific questions about it?

Larry J

WanderingTexan May 9th, 2004 07:11 PM

Larry, do you buy trip coverage insurance or just medical insurance?

kybourbon May 9th, 2004 07:56 PM

It depends on what you want covered as to what company you use as they are all different. Most offer medical, baggage, trip interruption/cancellation (for allowed reasons which varies) but as far as I know only one covers default and that is Travel Guard. They maintain a list of companies/airlines they won't issue insurance on and you aren't covered if they file bankruptcy within a week or two of the policy purchase.

LarryJ May 10th, 2004 05:00 AM

To Wandering Texan

My main interest is with having coverage that will provide medical evacuation should I get injured or seriously hurt and need medical evacuation or repatriation should I die in Europe. Medical evac can cost $50,000.00 believe it or not. The plan I buy costs about $48 for 31 days coverage and includes:
trip delay/missed connection-$500
itenerary change-250
accident medical expense-5,000
sickness medical expense-5,000
medical evac/repatriation-50,000
baggage delay-200
common carrier AD&D-25,000
24 hour AD&D throughout trip-10,000
Travel assistance services
no trip cancellation/interruption or bankruptcy/default coverages. I don't need this as I do not use tours, travel agents and book all flights, hotels etc myself.
Contact your local AAA auto club for other details as they are the agent for Travelex.

Larry J

Travelnut May 10th, 2004 06:05 AM

You can compare plans at

Sally May 10th, 2004 07:09 AM


Travelegs May 10th, 2004 09:15 AM

I just went to my local AAA office & asked about this type of insurance.
First off--they had never heard of Travelex company & then I was told that the only way I could get insurance was if I was booking a tour or had laid out money already for a trip!
I tried to explain that I was making all my own travel plans ( horrors )& the insurance was mostly for medical type travel insurance, but they still were mystified.

Christina May 10th, 2004 10:16 AM

Travelegs, you should run, not walk, from such a AAA travel office. That is sheer incompetence. Not only are they wrong about not being able to buy individual insurance, but Travelex is a huge international company. They bought out Thomas Cooks, for example, and do currency exchanges all over US and Europe, in addition to their other products.

Travelegs May 10th, 2004 12:04 PM

The AAA office just called me & told me to call IMGlobal for what I wanted. They also told me that Travelex was a company like American Express & it wasn't what I wanted!!

kybourbon May 10th, 2004 12:25 PM has a list of travel insurance companies.

LarryJ May 10th, 2004 08:54 PM

To Travelegs,

Instead of continuing to listen to bad advice from a travel office that has not got a clue and instead of listening to me or anyone else who has used Travelex for international travel for many years; why don't you do yourself a favor and go to :
and see if they offer what you want at the price you want to pay. Then make a decision for yourself? This is not rocket science. It's really very simple. Have a great trip and I hope you never have need to file a travel insurance claim which means you will be wasting your money in the first place and that's a good thing.

Larry J

All times are GMT -8. The time now is 09:01 PM.