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Old Jun 18th, 2013, 02:33 AM
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Travel insurance

Not sure if this is the proper forum but I'll ask.

We are in the process of booking airfare and a cruise from Istanbul to Athens. I'm not overly concerned about the situation in Turkey but I am to some extent. I plan on buying travel insurance but I'm wondering if anyone knows if travel insurance typically covers trip interruption due to political unrest.

I called American Express insurance and was told they cover interruption due to acts of terror but not political unrest. That seems a fine line.

Does anyone know of a travel insurance plan that covers loss for political unrest like the current situation in Turkey?
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Old Jun 18th, 2013, 03:32 AM
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Each policy is different, but you can compare prices and get contact information for each company to verify at
www.insuremytrip.com
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Old Jun 18th, 2013, 05:21 AM
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ditto
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Old Jun 18th, 2013, 08:34 AM
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The key is who is doing the defining, you, the local government, the State Department (of what country), the insurance company, the cruise line? Does it require a particular word?

The only insurance definition you can count on is "cancel for any reason" and that is expensive.
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Old Jun 18th, 2013, 08:52 AM
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I think if you are concerned, you do have to read policies and then ask questions, because I don't really think too many companies are going to cover "political unrest", which could mean anything, including the US. I think there has to practically be a revolution and an insurer isn't going to cover just you deciding you don't want to go.

I don't think it's that fine a line between terrorism and political unrest, which is kind of the norm in many countries. Heck, I've been in plenty of countries with political unrest, like Spain, didn't bother me.
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