sending money to France - ideas?

Old Jun 4th, 2011, 11:25 PM
  #41  
 
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One note about sending a check in your own currency (usually dollars) that the owner can hold until you come. We would never accept this, because it's clear that you can cancel it at any time. However, in France, this is not possible - you can only cancel a check if it is lost or stolen, you're bankrupt, or there is some fraud involved.

French owners receiving such a check might well not understand how valueless it is.
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Old Jun 5th, 2011, 01:57 AM
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"French owners receiving such a check might well not understand how valueless it is."

Not a very nice thing to do...
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Old Jun 5th, 2011, 04:24 AM
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It is just a matter of mutual trust... Never had any problem with that and had to cash one only once in 6 years. Cross my fingers!
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Old Jun 5th, 2011, 07:31 AM
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had to cash one only once in 6 years. Cross my fingers!>>

but coco, HOW did you cash it? [assuming it was drawn on a US bank]. and how much did it cost you?

I have discovered that Citibank have a € account which is aimed ay ordinary folk in the UK. I'm not sure what the charges are though or whether it would make paying a deposit for a gite any easier. DH and I looked into it some time ago and it didn't actually seem to do the things we wanted. Perhaps things have moved on since then!
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Old Jun 5th, 2011, 10:18 AM
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annhig I simply put it on my bank account. The bank gives you the equivalent in euros less charges (about 24€)
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Old Jun 5th, 2011, 11:21 AM
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yep, those darn charges again. and a bad conversion rate too, I'll be bound.
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Old Jun 5th, 2011, 01:20 PM
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Just curious how a cheque (that can be cancelled) is any different than asking for a credit card number as assurance seeing that you can give the number and cancel the card immediately after as well? And yet TONNES of hotels accept the credit card as assurance....?
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Old Jun 5th, 2011, 01:27 PM
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jamikins - it's a bit different to cancel a whole card, I think, but I take your point.

but thanks for the tip - I'd never have thought of cancelling the card to get out of a booking!
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Old Jun 5th, 2011, 01:30 PM
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Hahaha - I suppose - but its free to cancel a credit card, it has cost me about £15 the two times I had to cancel a cheque!

Anyways...hope you get a good solution!
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Old Jun 6th, 2011, 12:50 AM
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Christina, I do work for a bank (in Europe) so I know how it works. Transferring money to another UK bank account online is free, so I was just semi-jokingly/semi-seriously suggesting that there's no reason why a similar online transfer to a Eurozone account should cost much more than the interchange fee which will be pence.

So Ann, how much did your bank charge you in the end for your online transfer ?
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Old Jun 6th, 2011, 02:01 PM
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thanks Caroline. That's my view. but the banks are a bit like the "cheap" airlines, - they'll be charging us for the landing gear next!.

the best bit was that the bank website wasn't clear about what the charges were, and the employees that DH spoke to weren't sure either. but we think that it was £10 - half what I paid to Lloyds. I suppose that while so few of us are doing this, they will continue to rip us off.
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Old Jun 7th, 2011, 02:09 AM
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Hi Ann. Right, similar to what I paid HSBC for an online BIC/IBAN transfer last year, then. I think the £20 you paid Lloyds before would have been for a CHAPS transfer. Generally the main UK banks seem to keep their charges for things like this pretty much in line - it really is a stitch up. But at least the BIC/IBAN transfer is cheaper than CHAPS so it's a sort of choice.

Re cheap airlines, I was most incredulous when I booked with Jet2 last time, and there was a charge for online check in - cheaper than airport check in, of course, but pretty outrageous when there's no way of not paying it !
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Old Jun 7th, 2011, 07:44 AM
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caroline - same as ryanair then.

of the "budget" airlines, i much prefer easyjet. they have revamped their website so you do at least see the price of the flight including all the taxes and the rest of the charges are pretty transparent.

re the charges for paying in €, I have a memory that i heard on something like moneybox that they are going to make the banks change this, but it may just be wishful thinking!.
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Old Jun 7th, 2011, 08:16 AM
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Mm, Easyjet aee OK, aren't they - I wouldn't give Ryanair my money.

Ooh, that would be good wouldn't it ! Or will Scottish independence come first ?
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Old Jun 8th, 2011, 01:23 AM
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"LFB I wish I could use Paypal but I receive so many scams from supposed Paypal that I couldn't know which one is genuine."

You can always tell real Paypal communications because they will start off with your full name as it appears on your account
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