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Rental car insurance

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Renting a car in France and we will be driving extensively. Initially thought we would use the insurance through our credit card, CDW. We read the liability is included in the cost of your rental as that is required by law in France. Since then I've read more of the 'cons' to using the credit card insurance with recommendations to use 'travel insurance' for your coverage. At first I thought it was six of one, half dozen of another.......now I'm questioning our decision. Any good information or strong opinions on this that I should know?

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