Go Back  Fodor's Travel Talk Forums > Destinations > Europe
Reload this Page >

Rental Car in France --- do I need additional insurance

Rental Car in France --- do I need additional insurance

Old May 9th, 2014, 09:46 PM
Join Date: Aug 2005
Posts: 847
Likes: 0
Received 0 Likes on 0 Posts
I am trying to figure out the same thing. Per the Chase Sapphire rep, the insurance is primary & it will cover any damage to the rental car upto the cost of the car. However, what happens in case of damage to another vehicle, who is responsible for that? The rep clearly stated that Chase only covers the rental car.
excited_confused is offline  
Old May 9th, 2014, 09:59 PM
Join Date: Jan 2003
Posts: 5,969
Likes: 0
Received 0 Likes on 0 Posts
Excided_confused, what you inquired is the liability question. Read your European rental offer terms. It includes liabilities. This is different from the U.S. rentals. For example, here is what Autoeurope says:

Basic Package Rate Includes:
Value Added Tax (VAT)
Liability Insurance
Fire Insurance
Unlimited Miles

"Liability Insurance for injuries or damages to persons or things outside the vehicle."
greg is offline  
Old May 10th, 2014, 12:43 AM
Join Date: Sep 2011
Posts: 17,579
Likes: 0
Received 0 Likes on 0 Posts
All cars in Europe must, by law, be insured for third-party cover. So the car you hire has that insurance already in place. You do not have to pay for damage to another vehicle, or injury of passengers in that vehicle. The extra insurance you buy, or use your credit card for is to cover damage to the hire car and theft of it, but not necessarily from it. It may or may not cover damages to passengers in the case of an accident. You need to read the small print for that.
hetismij2 is offline  
Old Apr 8th, 2016, 07:59 AM
Join Date: Jun 2013
Posts: 60
Likes: 0
Received 0 Likes on 0 Posts
AMEX covers loss of use, damage to vehicle, stolen vehicle and injury to occupants of rented vehicle but not liability for damage or injury to the other vehicle. Do you opt for liability on the rental agreement or use your own home-based liability coverage (assuming the company you use offers that). So complicated! Thanks
steve1526 is offline  
Related Topics
Original Poster
Last Post
Apr 14th, 2018 08:45 PM
United States
May 4th, 2007 07:53 PM
United States
Jun 28th, 2006 08:38 AM
United States
May 27th, 2004 10:55 AM
Jan 6th, 2003 04:12 AM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On

Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell or Share My Personal Information -