Go Back  Fodor's Travel Talk Forums > Destinations > Europe
Reload this Page >

Anyone used Insure and Go travel insurance?

Anyone used Insure and Go travel insurance?

Old Dec 10th, 2014, 04:11 PM
  #1  
Original Poster
 
Join Date: Oct 2007
Posts: 1,146
Likes: 0
Received 0 Likes on 0 Posts
Anyone used Insure and Go travel insurance?

We will be traveling to Germany next spring on frequent flier miles so we don't need to insure air fare. Hotels can be cancelled so we don't need coverage for that. However, we would like to purchase trip insurance for medical and evacuation. After comparing several policies, the one that seems to offer the most coverage for the least price is Insure and Go, global gold. Has anyone used this company before? I have previously purchased from TravelGuard but their pricing is much higher for a similar policy. Thanks for any input.
k
crckwc1 is offline  
Old Dec 10th, 2014, 05:31 PM
  #2  
kja
 
Join Date: Dec 2006
Posts: 23,101
Likes: 0
Received 0 Likes on 0 Posts
I haven't used Insure and Go, but offer the following comment in case it proves useful:

I want to be taken to the hospital of my choice if medical evacuation is needed, and that is NOT necessarily covered by many policies, which may instead cover evacuation to the nearest hospital that meets whatever criteria the insurance company uses, which may or may not meet my requirements. Check squaremouth.com or insuremytrip.com to see what the options are and decide what you are willing to pay for the ones you want.

Hope it proves entirely unnecessary!
kja is offline  
Old Dec 10th, 2014, 06:16 PM
  #3  
 
Join Date: Sep 2009
Posts: 1,146
Likes: 0
Received 0 Likes on 0 Posts
I use insuremytrip.com. The website is user friendly especially when comparing policies, and I have found the phone agents to be knowledgeable and patient with questions.
GinnyJo is offline  
Old Dec 10th, 2014, 06:36 PM
  #4  
 
Join Date: Dec 2006
Posts: 985
Likes: 0
Received 0 Likes on 0 Posts
One variable among policies - one that you're not likely to find just comparing prices and coverage levels - is whether the medical coverage is PRIMARY or SECONDARY.

Secondary coverage requires you to submit bills to your own insurance company, and the policy will cover what they decline.

Primary coverage takes care of everything, minus whatever the deductible might be.

This is a significant variable, much more significant than a few dollars in premium cost or coverage level. This is why I prefer Travelex - they offer primary medical coverage.
travelhorizons is offline  
Old Dec 11th, 2014, 08:40 AM
  #5  
 
Join Date: Feb 2014
Posts: 660
Likes: 0
Received 0 Likes on 0 Posts
Google 'insurandgo reviews'

They are a well known travel insurer.
Sojourntraveller is offline  
Old Dec 11th, 2014, 12:27 PM
  #6  
 
Join Date: Oct 2008
Posts: 4,497
Likes: 0
Received 0 Likes on 0 Posts
The question was "has anyone used etc."

When you ask a question of a community or group - and I do see the Fodors mob as a community - then the " go Google it" reply is really pretty dumb.

But I suppose that every village has its idiot.
Peter_S_Aus is offline  
Old Dec 11th, 2014, 08:16 PM
  #7  
Original Poster
 
Join Date: Oct 2007
Posts: 1,146
Likes: 0
Received 0 Likes on 0 Posts
Thanks for the helpful responses. I'm studying and reading the fine print on several policies to find the right one for us.
k
crckwc1 is offline  
Old Dec 12th, 2014, 05:58 AM
  #8  
 
Join Date: Jul 2003
Posts: 10,559
Likes: 0
Received 0 Likes on 0 Posts
We have had excellent service from both American Express and Allianz.

Best of luck.
jacketwatch is offline  
Old Dec 12th, 2014, 08:15 AM
  #9  
 
Join Date: Feb 2014
Posts: 660
Likes: 0
Received 0 Likes on 0 Posts
Yes Peter and this 'village' has you.
Sojourntraveller is offline  
Old Dec 12th, 2014, 08:57 AM
  #10  
 
Join Date: Oct 2007
Posts: 7,282
Received 6 Likes on 1 Post
bookmarking
TPAYT is offline  
Related Topics
Thread
Original Poster
Forum
Replies
Last Post
oh2doula
Europe
6
Dec 27th, 2012 12:22 PM
EmilyLalley
Europe
11
Aug 23rd, 2009 10:07 AM
portlandor
Europe
4
Mar 13th, 2008 06:30 AM
jasonmolinari
Asia
11
Jun 16th, 2007 01:41 PM
Diamantina
Africa & the Middle East
5
Apr 9th, 2007 07:41 AM

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are On


Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Do Not Sell or Share My Personal Information -