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-   -   Engagement Ring in Italy? (https://www.fodors.com/community/europe/engagement-ring-in-italy-359333/)

mcnyc May 25th, 2008 11:37 AM

Congratulations! How romantic...

shelly_m May 25th, 2008 11:49 AM

Wow! What a great story. I'm so glad you came back to tell us all how it went.

Congratulations...and you better start planning one heck of a honeymoon to top that!

LoveItaly May 25th, 2008 12:04 PM

Congratulations marigny and my best wishes to the two of you for a long and happy marriage filled with joy, good health and love.

ivee May 26th, 2008 02:49 AM

All my congratulations for a happy and healthy married life!
BUT.... what did you finally fo with the ring for traveling?!!!!!
Just so curious Ivee

marigny May 26th, 2008 04:23 AM

Thanks! I carried the ring in a money belt - the kind that has a loop to put your actual belt through, then hangs inside your pants. It ended up being no problem at all - I went straight through security. Of course, I kept checking every few minutes to make sure it was still there!

morgiesmom May 26th, 2008 11:16 AM

marigny-

First, congrats! Second, when you added the ring to your homeowners, you did add it SEPARATELY correct? And provided them with a appraisal?

The reason I ask is I've had jewelry on our policy seperate for years. My husband nags (when he sees the bill)that I should cancel it due to the cost. We call it our annual "insurance dance". We argue, (nothing serious), I present my case and never cancel.

In Dec. of 07', I lost my diamond tennis bracelet. The policy I have covers the cost of REPLACEMENT. I was able to get a new bracelet 2 carats larger than the old one at NO cost to me. :)

I met a woman at the jewelry store who had just lost her diamond ring. It was only on her policy, not listed individually. They were giving her $1500 for a one carat stone. She was VERY sad.

INSURE, INSURE, INSURE!


LoveItaly May 26th, 2008 01:07 PM

I don't know what the policy is called in other states but in California it is a Personal Property Floater Policy.

The policy list and describes the items(s). The insurance company requires an appraisal from a qualified jeweler. The item(s) is/are covered per the value on the appraisal. The coverage is much broader then coverage for jewelry under a Homeowners or Renters policy. For example if the stone falls out of the ring and is not found there is coverage. If the ring mysteriously dissappears there is coverage. Under the Homeowners or Renters policy there is a maximum coverage for jewerly and a maximum coverage for each piece of jewelry. So if one has expensive jewelry there is probably not adequate limits. And under the Homeowners or Renters policy the coverage is limited the same as all your other personal property coverage such as fire, vandalism, theft etc.

dahlie May 27th, 2008 02:51 PM

Awww. Congratulations! This just made my day. You sound so happy and in love.

Have a beautiful life together.

MelJ May 27th, 2008 03:59 PM

That's a wonderful story! I wish you many, many romantic and happy years together!

When's the wedding?


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