e-mail credit card info?

Jan 13th, 2004, 03:30 AM
Join Date: Jan 2003
Posts: 74,144
Hi timber,

The first thing to keep in mind is that for a US CC, even if you are at fault, the maximum liability to you for misuse of your CC by another party is $50.00.

If you are not at fault, your liability is zero.

If you send your CC information in two posts, the probability of interception is vanishingly small.

Your CC information is more likely to be stolen by a shop clerk than over the internet.

If this is a matter of concern to you, have you gotten a copy of your credit report recently? This will show if your identifying information has been stolen.
ira is online now  
Jan 13th, 2004, 03:43 AM
Join Date: Jan 2003
Posts: 1,785
Just to add to the experiences - I did this several times in December as I made reservations for my trip to Spain next month.

No problems so far...and, as others have said, in the US at least, the most I'd be responsible for if someone got a hold of my credit card number somehow would be $50.

As others have said, the likelihood that an email would be intercepted is incredibly small.

kaudrey is offline  
Jan 13th, 2004, 05:02 AM
Join Date: Jan 2003
Posts: 3,083
I have always e mailed cc number when making bookings.
Sure I always keep an eye on the account but so far no problem.
If I did have a problem the cc company will not make me pay for any fraud.
I would be more concerned about my cc number details being faxed and lying on a fax machine somewhere for anyone to collect, faxes in some offices get checked only once a day and are not controlled by passwords as emails are.
Thats providing I fax it to the correct number of course !
Mucky is offline  
Jan 13th, 2004, 05:13 AM
Join Date: Jan 2003
Posts: 8,617
I have emailed credit card info without incident, and since I'm dealing with individual hotels I think the odds are against some hacker trying to get into the email system of a little 25 room hotel somewhere. Not saying it can't happen, but I can also get hit by a bus today, or a sales clerk in Macy's or from some toll-free telephone number place can write down my credit card number and try to use it (that did happen to me once). I also had a problem on ebay not long ago where my account was compromised, but ebay discovered it before I did, and I had no losses.
Recently I've sworn off using ATMs in the USA that are privately installed in shops or restaurants because a friend recently had her card number and PIN lifted and misused from one of those. So I only use ATMs in banks, for what that's worth.
But I digress. Faxes are fine too, but I don't worry about my emails. And if my numbers end up "all over the internet" my paltry accounts will soon be exhausted of funds, and believe me, I will know right away.
elaine is offline  
Jan 13th, 2004, 08:52 AM
Original Poster
Join Date: Jan 2004
Posts: 10
After contacting my credit card company and explaining my concern, their response was that I am covered 100% against all fraud, would not be held responsible for any fraudulent charges, and to keep on planning!
timbermeadows is offline  
Jan 13th, 2004, 09:03 AM
Join Date: Jan 2003
Posts: 6,410
RE: emailing CC# in 2 parts.

It was explained to me that so many routes are available from one computer to another, that the chances of someone "finding" and connecting 2 different emails is almost nill. So, I DO email CC info, but in 2 parts, and feel safe doing so.
elberko is offline  

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