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Do you call your ATM/CC company before your trip?

Do you call your ATM/CC company before your trip?

Feb 29th, 2008, 04:36 AM
  #61  
 
Join Date: Jul 2003
Posts: 11,334
My ATM card is with a small local bank, not a larger chain. I always let them know. It's so easy to just stop by and sit down with someone and tell them. I know they do "something" on the computer. I also ask them to raise my daily limit rate while I'm out of the country, just in case.
simpsonc510 is offline  
Feb 29th, 2008, 05:18 AM
  #62  
 
Join Date: Jan 2003
Posts: 1,602
I call about a month out from departure. I just did that and at the same time received new cards replacing expired ones. I called to activate and asked if they had it noted that I had called about my upcoming trip and the person I spoke with did not see any notations to that effect. Now I wonder if I should call to confirm my debit and other cc that I take.
opaldog is offline  
Feb 29th, 2008, 06:32 AM
  #63  
 
Join Date: Jan 2004
Posts: 217
If you have booked your airline ticket using the credit card you will be using overseas, there is no problem. Fraud department can see where you are. The problem is when your charge seems strange to your credit card company. I, from USA, just booked a tour to Turkey with an Autralian group. My credit would never let that charge to thru unless I notify them. My DH had a credit card that was worst than his mother. It would shut off whenever he was charging away from home. They would insist that he call them.
Best to call.
herself is offline  
Feb 29th, 2008, 08:22 AM
  #64  
 
Join Date: Jan 2007
Posts: 3
In an abundance of caution, we ALWAYS call both our credit card company and ATM bank. Heard too many horror stories about cards being declined when the customer is sitting at a cafe on the Via Veneto, etc.
love2travelalot is offline  
Feb 29th, 2008, 08:34 AM
  #65  
 
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herself: "If you have booked your airline ticket using the credit card you will be using overseas, there is no problem. Fraud department can see where you are." Not actually true - many times the airline tix are purchased months ahead of time and the account will be blocked w/o anyone going back over all the previous year's purchases to see if the customer is out of the country.
janisj is online now  
Feb 29th, 2008, 09:28 AM
  #66  
 
Join Date: Aug 2005
Posts: 3,357
Hard to believe that there are so many posts to this very simple question.

Yes, in the US, you would be very wise to notify your credit card companies and banks with dates and countries where you will be traveling. If not, you may have the problem of your accounts being blocked. This is a fact. What more do you need to know or to discuss? If you want to take the few minutes of time to call(you should call twice)an avoid this problem..fine..if you don't want to do it..so be it..no one to blame but yourself if you have a problem. What more really needs to be said on the subject!!
gracejoan3 is offline  
Feb 29th, 2008, 09:44 AM
  #67  
WannabeinaMontserrat
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Yes, after getting stopped in Wine COuntry once (while on a massive wine shopping spree) I always give them a call. Many will want you to do it just prior to leaving as well.
 
Feb 29th, 2008, 09:50 AM
  #68  
 
Join Date: Apr 2003
Posts: 19,419
"If you have booked your airline ticket using the credit card you will be using overseas, there is no problem. Fraud department can see where you are." - no, they will only know you've purchased something from an airline! They don't know when, and they don't know where.
FainaAgain is offline  
Mar 1st, 2008, 07:21 AM
  #69  
 
Join Date: Jul 2005
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Okay, I'll call you lucky!

Yes, I always call or e-mail my bank and the cc card companies before an international trip. A few years ago my card was not accepted at a shop in my home city. The clerk asked for another card and I insisted there was nothing wrong with the card I was using and to call the cc company. She did, spoke to someone and then gave me the phone. A man from the fraud department asked me a security question and then said that they had blocked the card because there was a charge made in Italy a couple of days before. I had made train reservations on the Trenitalia site and had not called the cc company yet. I would have been pretty upset if I'd try to use the card in Europe and found it blocked.

No company has ever asked me fax my plane ticket.
Luisah is offline  
Mar 1st, 2008, 08:51 AM
  #70  
 
Join Date: Jan 2008
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Yes, I always call my bank (ATM) and credit card companies. I have never had any problems.
KL467 is offline  
Mar 1st, 2008, 11:42 AM
  #71  
 
Join Date: Aug 2004
Posts: 1,137
Absolutely I call! My credit union is cautious and they'll cut me off for far less. Once, while I was happily shopping the Nordstrom Anniversary sale they called my home to ask DH about 'unusual activity.'

Imagine if it was the soldes at Printemps!

So I call, chat with the nice people about my upcoming trip, they thank me for calling, all is good. Unfortunately my credit union thinks they can't up the $200 per day limit PLUS to them they mean a US day, so if I need to withdraw money 2 days in a row, I have to time it.
rosetravels is offline  
Mar 1st, 2008, 11:49 AM
  #72  
 
Join Date: Aug 2004
Posts: 1,137
And...American Express locked my account this January after I bought a ticket for my daughter on Ethiopian Air. When I went to use it at the store the next day it wouldn't work. I instantly knew what the problem was -- I've had identity theft problems too and was glad someone's watching out for these things. It was easy enough to fix with a call to AMEX explaining what was up.
rosetravels is offline  
Mar 1st, 2008, 08:01 PM
  #73  
 
Join Date: Oct 2005
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I always call, too.

Neopatrick -- the SAME thing happened to me! I called about being in europe, and then the credit card company put a stop on the card for suspicious activity! I was really irked, but i called and straightened it out.
dina4 is offline  
Mar 2nd, 2008, 07:08 PM
  #74  
 
Join Date: Sep 2003
Posts: 7
Most definitely, and I give them the dates I'm out of the country and which country I'm visiting. I've also notified them to expect any precharges that may have been made for reservations. I've had my cc company call me about purchases to Amazon vendors, they are a good watchdog.
aanton is offline  
Mar 2nd, 2008, 07:16 PM
  #75  
 
Join Date: Jan 2004
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Yup - always contact them (even the ones we rarely use...just in case!). I tell them the places and dates of our travels.

I also call them before we head home to the US in the summer to "warn" them that the cc will be getting a LOT Of activity!!!!
Grcxx3 is offline  
Mar 3rd, 2008, 04:08 AM
  #76  
 
Join Date: Jul 2004
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"Hard to believe that there are so many posts to this very simple question."

We don't all live in the US.

I took the trouble to post as in over 30 years of travelling I'd never heard of this being something customers of UK banks need to do. But following my experience last year, like I said, it seems it's worth doing here too.
caroline_edinburgh is offline  
Mar 3rd, 2008, 08:49 AM
  #77  
 
Join Date: Sep 2004
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In the planning stage, whenever I try to buy train tickets from a European rail company, put a deposit on lodging, or buy advance tickets to a museum, my credit card is always blocked. This is usually when I think to call my CC before leaving home or making overseas purchases.
bardo1 is offline  

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