credit card
 

I am going to Italy in May. What should I know about Capital One Credit card?

I suggest you know your credit limit and that you let Capital One know you will be using the card outside the USA for a specified period of time.

See # 17 in FAQ's

http://www.capitalone.com/contactus/...lOnce#17_pg_sl

#1. What interest rate is charged on late payments. #2. How can I pay my account from Italy. #3. What should I do if my card is lost or stolen.

Also, see if Capital One offers a "smart card" with a memory chip in it (it would look a lot like Blue from American Express). I don't know if U.S. card issuers have gotten on this bandwagon yet, but it is the standard in Europe, and I have had my card declined in Europe because it didn't have this chip.

That being said, remind the retailer that they are OBLIGATED (by their agreements with the card issuers) to accept your card, even if they have to enter the numbers manually. If you have a problem with a foreign retailer, report it to your credit card company.

Good tips! I just signed up for a Capitol One card this week. Thanks-