Credit and ATM Cards in UK and France


May 1st, 2007, 07:54 PM
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Credit and ATM Cards in UK and France

I'm almost embarrassed to ask the question...but will anyway. We are traveling for 15 days in the UK (Scotland & England) and then 4 days in Paris.

Should standard issue Visa cards cover us for most significant transactions? Are U.S. ATM card usable in Europe.

The teller at our bank wasn't much help!

nelcarp is offline  
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May 1st, 2007, 07:56 PM
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Just returned from 9 days in London and Paris. VISA worked at every ATM and was accepted by every retailer we visited. Have a great trip
ldoone is offline  
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May 1st, 2007, 07:58 PM
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Yes and Yes -- be sure to call your bank and credit card companies and tell them the dates you will be away.
janisj is online now  
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May 1st, 2007, 08:00 PM
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There will be no problem. France and the UK use "chip and PIN" cards but the vast majority of machines allow you to still swipe your card and sign as before. If you get any trouble just demand that the card is swiped.
AR is offline  
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May 1st, 2007, 08:09 PM
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We used our ATM card for all our cash in France last year without any problems. Make sure you have 4 digit pin number. Also check with your bank as to what your limit is. We upped ours so we did not have to hit the ATM as often. Have a good trip.
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May 1st, 2007, 08:19 PM
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My credit/debit/ATM cards worked great in the UK last year - although they are moving to chip and PIN, so you may have to hand your card to the cashier instead of swiping it yourself as they're used to. They should know what to do, though.

In case you weren't aware, if you have Bank of America, you can withdraw from Barclays ATMs in the UK for no fee. I know BOA has a similar arrangement with a French bank but am not sure which one it is.
jent103 is offline  
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May 2nd, 2007, 01:43 AM
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In France , BofA is partnered with BNP Paribas.
jody is offline  
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May 2nd, 2007, 03:08 AM
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Check the fees charged by YOUR bank for foreign withdrawals. Some banks charge what can only be called a punative amount
alanRow is offline  
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May 2nd, 2007, 12:23 PM
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janisj said the one true thing that you must adhere to.

Banks and credit card companies are increasingly screwing up their security, and you will 'pay' for it by declines if you don't call ahead.

For those of you who did not call your bank and did not get a decline from your bank, consider yourself lucky.
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May 3rd, 2007, 06:58 PM
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Yes, both work but be aware that your bank may charge you a 1% or greater fee for international use.
Check with the your bank manager or call their main customer service office for assistance.
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