Europe Forums

Post New Topic

Recent Activity

  • Announcement:
  • Come explore the new Fodor’s Forum
    by ibobi Fodor's Editor | Posted on Dec 4, 17 at 08:03 PM
View all Europe activity »
  1. 1 Order of Amalfi visit in October
  2. 2 Looking for B&B Recommendations Killarney Ireland
  3. 3 Driving from Bouzies to Figeac
  4. 4 London: Stunning New American Embassy
  5. 5 Italy: Hotels on the Amalfi Coast; Orvieto; Perugia; Florence; and Siena
  6. 6 Finally The Bowl Has Begun
  7. 7 Overwhelmed with planning! Need help from Italy experts.
  8. 8 Getting to FCO from Rome
  9. 9 Drive from Paris to Mont St Michael
  10. 10 First time italy, 12 nights. What to do
  11. 11 10 Days in May: Switzerland Itinerary Help
  12. 12 Lisbon stay - Olissippo Lapa Palace vs NH Collection Lisboa Liberdade
  13. 13 X-mas Eve dinner in Rome
  14. 14 Looking for Paris Rental Apt.
  15. 15 Trip Report Winter ... UK Finland Sweden. (Live...ish)
  16. 16 Easter Week in Italy
  17. 17 Moscow Hotels
  18. 18 Rome Hotel
  19. 19 Four Nights in Nice--What should we do?
  20. 20 Getting around Lisbon
  21. 21 Greece -- Alternative to Athens
  22. 22 1st Birthday Party in Italy questions
  23. 23 Trains - website?
  24. 24 Spain.... 2.5 Weeks... Need Help!
  25. 25 Trip Report Paris November 2017
View next 25 » Back to the top

Car rental insurance woes

Jump to last reply

First, I am astounded by how challenging it's been to get a clear answer to my question.

It seems that if I rent in Germany and use a Chase Sapphire
Preferred or an AMEX Premium Extra card for my rental, I have good coverage as far as damage to my own rental car or injury or loss of limb or life (as well as for return of remains to the U.S.) for me or for passengers in MY car.

BUT, what if one is at fault and injures another person or vehicle---- someone at a crosswalk, say, or who's a driver or passenger in another car?

I have read that if a car has a license plate, it by law includes third party liability insurance, and at a huge number of Euros at that. Does this mean we could not be left "holding the bag" if we were at fault and caused damage to someone in another car/not a passenger in our car?

For many years we have been happily relying on our "preferred card" insurance when renting in Europe. Were we unwittingly subjecting ourselves to massive liability? Can we comfortably rely on the above-mentioned U.S.- issued charge cards?

Can ANYBODY supply a link that deals simply and clearly with this query?

THANK YOU SO MUCH!

11 Replies |Back to top

Sign in to comment.

Advertisement