Car rental insurance
 

What do most of you travelers do about liability insurance when you rent a car in Europe? We have a gold credit card, and that covers damage to the car, but our GEICO policy says we aren't covered liability-wise for driving out of the country. <BR> <BR>How do you all handle it?

If I read correctly my rental contract with Avis last summer, liability insurance is covered in the rental contract. I caled my Visa Gold supplier and was told that if I charged the whole contract on my Visa card, that collision and comprehensive coverage was provided in the card. <BR>I rented from Hertz last week in Canada and liability insurance was included. <BR>

According to Amex (green, gold and platinum) the Car Rental Loss does not cover certain vehicles (SUV's and certain vans (more than 8 passenger). Make sure you read ALL the fine print in your contract.

Be sure you know the difference between the collision damage waiver and the liability insurance. <BR> <BR>With my visa gold card, the CDW is covered by the card in many countries (but I don't think Italy or Ireland). Liability insurance isn't on my card, neither is it with my US auto insurance. SO when I rented a car this summer in England, I didn't have to pay for the collision, but did the liablity. There was also a basic liability insurance that was and an extra, higher liability - that would depend on how much you had to lose.

Ann, <BR>Most European rental quotes include liability insurance, but be wise and check with the rental company as to how much. <BR> <BR>Collision/comprehensive coverage is IMHO: <BR>- a necessity, <BR>- not included in most rental rates, <BR> unless you ask for it, <BR>- usually picked up by your credit card <BR> company if you charge the rental w/the <BR> card - but check w/the company first. <BR>HTH--MJ Murphy <BR>