Capitol One Mileage Card: Worth It?

Oct 18th, 2004, 01:08 PM
Join Date: Jan 2003
Posts: 15,749
I stick with my Citibank Aadvantage card. I've cashed in miles for free business class trips to Australia/New Zealand; Singapore/Tokyo/Taipei/Hong Kong; and about 7 or 8 trips to Europe. I've only once or twice had to fudge a bit on the dates. How do I get them? Plan ahead. I'm sure it isn't easy if you wait till the last minute, but I plan ahead and book the flights as soon as they become available -- basically 11 months ahead of travel. I'm not so sure that it is much easier to cash in miles with anybody else on short notice either.
Patrick is offline  
Oct 18th, 2004, 01:18 PM
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Posts: 5,107
Here's another issue. My AA Mastercard limits me to a maximum of 60,000 miles per year, regardless of how much is actually charged on the card. I can pay more for a Platinum card and raise the max to 100,000 miles. Do I take it that Capitol One does not have a maximum number of miles one can earn in a year? (This is especially relevant for our house remodel project.)
Marilyn is offline  
Oct 18th, 2004, 01:20 PM
Join Date: Nov 2003
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I'm curious--what happens if you log into the website? Which redemption chart do you get when you click on "redeem miles," the new one or the old one? How did you find out about the changes? Was it in the packet they sent with the new card? I can legitimately blame DH for tossing it without reading it.

Hi Patrick,
What do you think of AA's new upgrade fees? Does that affect you?
Jocelyn_P is offline  
Oct 18th, 2004, 01:22 PM
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Patrick, Phil Flash is not so enamored of planning ahead, which makes it difficult for me to do so.

One of the advantages of Capitol One would seem to be that you are not redeeming miles for award travel. You are simply "paying" for your ticket with accumulated credits on your cc. It's not really about "miles" at all, in a way.
Marilyn is offline  
Oct 18th, 2004, 01:22 PM
Join Date: Nov 2003
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We crossed posts. On our Capital One Go Miles Platinum we can earn up to 10,000 points per month. We know that because we just built a house!

And yes, by using Capital One, as far as the airline is concerned, you're paying with your CC. It keeps the airline out of the loop. If there's a seat on the plane, it's available to you.
Jocelyn_P is offline  
Oct 18th, 2004, 01:36 PM
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This is interesting because I just looked at their web site and that's where it said you needed 9000 miles for $100. It says that right now, under the type of card I have anyway (which is the cheapest card, only $19 a year and is Go Miles). They do have variations on cards, some have higher fees, so maybe they start at 8000 miles? Or maybe the web site is wrong? If you go into the section on for the Go Miles card and look at the redemption chart, it says 9000 miles and says you need that for each $100.

If you can put a house remodeling on it, I sure would. As I said, even if you just want the cash back, that's worth it in itself. For a $20,000 charge, you'd get back a $200 refund in cash.

As I recall, there were never any blackout dates on my card, or those kind of restrictions, and I've had it maybe four years or so.
Christina is online now  
Oct 18th, 2004, 01:59 PM
Join Date: Jan 2003
Posts: 247
Don't quote me but am thinking the SW visa is $16,000 in purchases = one free round trip ticket to anywhere SW flies (limited destinations, yes, but still a good deal)
hightide is offline  
Oct 18th, 2004, 03:44 PM
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I see that part in the generic GoMiles website, too. BUT, if I log in using my password so I can see my account info, when I click on "redeem my miles" it gives me the old chart. Did you try logging in? What happens then?
Jocelyn_P is offline  
Oct 18th, 2004, 04:06 PM
Join Date: Feb 2003
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You might consider the AT&T Universal Cash Rewards Card from Citicorp. It gives a 1% credit for each dollar BUT 5% for purchases in grocery stores, drugstores and gas stations.

The limit is $300 per year but you would only have to spend $6000 at 5% to achieve that.
jsmith is offline  
Oct 18th, 2004, 06:19 PM
Join Date: Sep 2003
Posts: 725
As Patrick, I will stick with my Citibank AA card. I've had problems with Capitol One which is why I canceled my account. As for planning ahead I am planning trips for the next 3 years.
rj007 is offline  
Oct 18th, 2004, 06:23 PM
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What kinds of problems did you have with Capital One?
Jocelyn_P is offline  
Oct 18th, 2004, 10:00 PM
Join Date: Sep 2003
Posts: 725

I had done a balance transfer from a higher interest rate card. They told me the rate was 9.9%. When I got my first statement after the transfer the interest was listed at 14.9. When I called to inform them, they apologized and said they would correct the problem. This month, I received the statement and again at 14.9. Another call, and I was informed that there wasn't 9.9 but the higher rate. So, they lied to me twice. In 25 years of using credit cards, I had never been lied to. I felt this was very unprofessional so I have canceled the account and will never do business with them again.
rj007 is offline  
Oct 28th, 2004, 01:46 PM
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Well, prices went down on the flight I wanted for next summer, so I redeemed my miles today. I did it all online. I was able to do it the "old way," using 65,000 points (dollars spent)for a ticket up to $1000. They had an expedia-like search engine from which I could choose my flight. I didn't call anyone to ask about the "new way," as I got more bang for my buck this way.
Jocelyn_P is offline  
Oct 28th, 2004, 03:32 PM
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I went to the Capital One website and there's a Go Miles card for $19 and a Go Miles Ultra card for $39. One of the benefits listed for the Go Miles Ultra card is that there's no cap on the number of miles you can earn. But I can't seem to find any detailed redemption information. You'd think that Capital One would want to list this information somewhere so that it can be easily found.

I prefer to redeem my miles for business class on transoceanic flights, so a redemption formula based on ticket price wouldn't be advantageous to me. That's the only downside I can think of other than not being able to combine the points with your FF account miles.
Patty is offline  
Oct 28th, 2004, 04:33 PM
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Didn't bother to read all the responses but here's my two cents.
Have had this card for years. Have NEVER had a problem getting the flights I want. Just returned from a leaf peeping trip to New England and now am about to cash in on a trip to Eastern Europe.
And YES you can have an open jaw trip as that is what I am doing in march. I charge everything from grocerys to basic small purchases at Wal-Mart, pay off the balance each month and am completly satisfied with the card.
John is offline  
Oct 28th, 2004, 08:54 PM
Join Date: Feb 2004
Posts: 93
O.K. I have a question?I have a Capital One Card, but it is not a Miles Card. I have booked flights to Europe on it twice. My question is, do I earn miles on a regular credit card or do I have to have a special "Capital One"? I do know that I have insurance with them when I book a flight.
summersquash is offline  
Oct 29th, 2004, 11:09 AM
Join Date: Jun 2004
Posts: 777
Capital One has several different cards, and not all of them earn miles. The "miles" card used to be called "Miles One" but now it's called "Go Miles". If your card doesn't say that, it's not earning travel points.

I'm sure you can call them and ask about switching over to a miles card, but don't expect to get any credit for past purchases.

If you go to the Capital One web site, you'll see the array of the different types of cards they currently offer.
nonnafelice is offline  
Oct 29th, 2004, 11:19 AM
Join Date: Jan 2003
Posts: 157
I LOVE my Capitol One card. What I do, is when I'm ready to fly, I go on the computer and request however much money the miles equal. ie: 25,000=$250. I have always received a check within a week although they say it could be longer. I then go buy my ticket wherever. That way, I also get miles from the airline and have no problem w/blackouts. I've had other cards but this is by far the best at least for me. Aren't "freebies" fun?
Peggy is offline  

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