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Best Credit Card Live in US going to Spain

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May 5th, 2009, 10:10 AM
  #1
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Best Credit Card Live in US going to Spain

My American Express charges a 3% conversion fee, when used internationally. Any suggestions on a better credit card?
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May 5th, 2009, 10:38 AM
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Check with your local credit union. This also applies to your ATM card.
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May 5th, 2009, 10:39 AM
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Capital One
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May 5th, 2009, 10:40 AM
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http://frugaltraveler.blogs.nytimes....t-credit-card/
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May 5th, 2009, 10:45 AM
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HSBC Premier
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May 5th, 2009, 10:52 AM
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Blueeyedgirl,

There have been many discussions over this question. Do a search on credit cards on this forum and you'll find some possible answers to your question.
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May 5th, 2009, 11:39 AM
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Visa and Mastercard are more widely accepted than AmEx anyway.
Fees vary by issuer so shop around. Most seem to charge 3% in addition to the standard 1% that Visa or MC system takes, so you could do worse than the AmEx rate if you aren't careful.
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May 5th, 2009, 01:08 PM
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Bank of America just sent out notices that their foreign transaction fee is going to 4%. Got to pay those bonuses.
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May 5th, 2009, 01:14 PM
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Capital one. I got one specifically to go to Europe. Their fee is less than amex and also they don't charge conversion fees, I think. You have to check what they have, but it was a better deal than all the other visas out there.
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May 5th, 2009, 01:50 PM
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Kayd's especially right -- you need a MC/Visa because Amex is FAR less widely accepted.

I exchanged dollars to pounds at 1.46 to 1.48 last week with Cap One thanks to the no fee set-up.
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May 5th, 2009, 11:07 PM
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May places do not take American Express or Diners card, so it would be best to change no matte what the charges are.
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May 6th, 2009, 04:18 AM
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My USAA does not have conversion fees and I find the personally one of the better credit card companies (I am not a Capital One fan LOL!) But you do have to qualify for membership. (My dad is retired military which is how I qualified)

Also, all US Diners Cards have been co-branded as a MasterCard so you should have no problem using them.
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