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-   -   Bank codes (https://www.fodors.com/community/europe/bank-codes-199723/)

Vicky Apr 15th, 2002 08:42 AM

Bank codes
 
Before leaving for Europe I asked Bank of America if the four digit code would work.<BR>They said yes and upon arrival I found they wanted a six digit code. Four digits works in Mexico but not overseas. I went back to Bank of America and they insisted that it would work. What solutions does anyone have?

kav Apr 15th, 2002 08:44 AM

Vicky<BR><BR>Do you mean PIN codes for taking cash out of ATMs?<BR><BR>I think most UK machines operate on 4 digit PINS.<BR><BR>Not come across any that use 6 digit PINS.<BR><BR>Kavey

StCirq Apr 15th, 2002 08:44 AM

Who wanted a 6-digit pin? I use ATMs all over Europe and my 4-digit code always works fine. Where did you encounter this problem, and was it a credit card or debit card you were using?

JOdy Apr 15th, 2002 08:47 AM

I've used a 4 digit Bank of America debit card in UK, France, italy and belgium with no problems

ann Apr 15th, 2002 09:02 AM

Before I left for France last month, I checked with my bank twice and was told both times to just enter the first four digits of my five digit pin. They swore this would work. When I was in England and France two years ago I had a four digit pin and it worked. Well this time when I put in my four digits the ATMs said it was an invalid pin (this happened at different ATMS throughout Paris). So I tried the whole five digits and it worked. When I came home and told my bank they said they thought maybe Europe was needing to switch to five or six digits and so were accepting them.

StCirq Apr 15th, 2002 09:50 AM

Who wanted a 6-digit pin? I use ATMs all over Europe and my 4-digit code always works fine. Where did you encounter this problem, and was it a credit card or debit card you were using?

Christina Apr 15th, 2002 10:25 AM

I'd sure like to know where a 4-digit code didn't work just in case I go there. (Assuming that is your real PIN, not just part of it). I've used my 4-digit PIN everywhere outside US (Europe, Canada, Mexico, Caribbean). I've heard a few people say that about just entering the first 4 digits of a longer code, but sure sounds odd to me as it couldn't be unique that way, unless the last two digits are meaningless and only of interest to the local ATM? Why would you have a 6-digit PIN if you really only needed 4 digits to identify a person, that's what I can't figure out (obviously the ATM thought so, also).

Jeff Apr 15th, 2002 10:57 AM

For years, the prevailing advise was that many ATM's outside the US require a 4 digit PIN and that you should change your PIN if it did not have 4 digits. The notion that you just enter the first 4 digits, as suggested by the bank employee, is just another example of how little bank employees know about the subject of debit and credit cards.<BR><BR>There is most assuredly no problem with 4 digit PIN's. There is probably, from what we have been reading, no problem with 5 digit and 6 digit PIN's. Quite frankly, if it was me, I would see that I had a 4 digit PIN but I haven't read recently of anybody having trouble with a 5 digit or 6 digit PIN&gt;

Vicky Apr 15th, 2002 12:47 PM

This was in Zermatt, Switzerland that a six digit PIN was required.


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