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    by ibobi Fodor's Editor | Posted on Nov 20, 17 at 01:24 PM
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ATM, Visa or Cash in Germany

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I know this has been asked over and over but..................

We are traveling to Germany in November and are trying to save as much money as possible. It seems as if all my credit cards are 3% except Discover, 2%, which most places don't take in Europe. ATM's charge a fee from most banks here in the states it seems. Exchanging cash or travelers checks at a bank or post office there was how I did it while stationed there 20 years ago and seemed to get the best rate but ATM's were still new and I was to young for a credit card. Do banks give different exchange rates at the ATM versus going inside and exchanging money/travelers checks or is it the same rate. Or is there a fee for going inside versus the ATM? I know that banks are closed sometimes but I usually plan ahead and would go to the ATM if after hours and needed some quick cash.

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