ATM fees in Europe?

Old Mar 3rd, 2000, 08:34 PM
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ATM fees in Europe?

I'm going to be in London, Amsterdam and Berlin and I was wondering about ATM fees? Here in NYC, if you withdraw money from a bank other than your own, you get charged $1-$1.50 for the "convenience"...This is something I try to avoid. Do they do this in Europe?
Old Mar 3rd, 2000, 08:45 PM
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Yes, in my experience, they do. In addition to the fee charged by the overseas bank, you may also be dinged by your own bank for those transactions (in my case, my bank charges $3 per transaction).
Old Mar 4th, 2000, 08:10 AM
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Try to use a debit card if you have one. Before we went to Switzerland and Paris, I called the toll-free number for my three cards. The two standard issue Visa cards were expensive --- per transaction fee and % of dollars. The debit card charged us $1 or $2 each time --- no percentage! Different cards also have a maximum amount you can withdraw per withdrawel and per day. Moral of the story, call your credit card company!
Old Mar 5th, 2000, 09:54 AM
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Hi Astro
In my experience the previous post is a good start. Definitely find out how much your own bank might charge. You might also consider finding out what your VISA/Mastercard charges for purchase transaction, in case you will be using those for direct purchases. My husband's bank VISA wanted to charge an additional 2% fee on top of the fee of 1-2% that VISA international charges. My banks(2) do not charge anything additional.
When we were in London, Canterbury, Brugge, Germany(Mosel region), Southern Netherlands and Amsterdam, we never encounter a ATM fee, but we also always used a debit card.
I don't think the European banks are as big on extra fees as we are. I live in the San Francisco bay area, and I can't find a bank(were I don't have an account) that doesn't charge an ATM usage fee, even through my credit union. That really stinks!
Old Mar 5th, 2000, 09:57 AM
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I just wanted to make clear that NO, we were never charge a ATM usage fee during our trip. (Refer to previous post for locations)

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