Marlynek, I thoroughly second your suggestions, with an additional caveat: if you are alone and are staying in an apartment, you will need to keep that list with you if your apartment key is stolen, and for heavens sake, don't absentmindedly keep it with the key in your purse! Hopscotch, I assure you, the bank will be hearing firmly from both me and my daughter (as well as from friends who have their cards through that bank). I had never thought of using US Postal Service Global, and I will investigate for future emergencies. SuQu, it's good to know that Wells Fargo (with which I have some other issues) comes through to support its VISA customers.