Another Euro question... Ireland specific
 

I know this discussion has been going on for awhile, but I want to confirm this before I leave Monday for Ireland.

1) The best exchange rate will be for changes to my credit card. (Around 1% for Capital One?)

2) European ATMS do not charge for their use by other bank members, but my bank does have a fee ($1.75 per transaction).

3) The exchange rate for dollars to euros at a hotel or bank, in cash, will likely be 8%-10% commission?

My plan is to bring some US cash for emergency conversion, plus my ATM card for cash. Bigger purchases will be on my credit card. Does this sound okay?

katya: You got all the answers on the other thread where you posted this question so I won't repeats everything - basically you got it pretty much all correct . . . . .

You might find out if your ATM bank has an affiliate or correspondent bank in Ireland. If so, perhaps there will be no charge for aTM use.

I know that Bank of America and Barclay's Bank have an agreement. My cash withdrawals at Barclay aTMs did not result in a fee.

Perhaps you can identify a similar connection.

janis: Thanks for your response. I actually re-posted this separately because when I posted in the other thread, it didn't come up on my computer. Of course, after I re-posted, up it popped!! Oh well.

brookwood: Thanks for your response. I did ask about sister banks, but unfortunately Citizens Bank doesn't have any. This is, at least according to the less-than-stellar CSRs I spoke with! (One actually told me "You should ask someone about that..." )

I think I have it under control now though... just nervous as the time passes so quickly... %%-

If you go to the Earl of Desmond Hotel in Tralee, just remember, the toilet handle is in the shower.

wow... I'll have to keep that in mind!

<i> That could certainly surprise the most seasoned travelers...</i>;;)