I put EVERYTHING on my Cap 1 or Amex no FE card.

But do remember with all cards ATMs are treaed as

CASH withdrawals not transactions.

Fromthe day you withdraw interest rates of 20$ apply

so I ALWAYS get on line pay that of quickly.

30 day grace period on transaction so I wait to pay

those off in full when I get back.

Money changers are the worst cost 30% or more

Go into big banks only if you must change money.