jasonkok

Hello ALL,
i was first time to going asia country, but i listen my friend suggest me, just carrie a small amount money going holiday, some other just top up in traveller credit card, but my card has no chip, can i withdrawn money in ATM machine on thailand?.

rhkkmk

yes, my cards do not have chips either and i have no problem

Smeagol

They do charge about 150 bht per transaction I think or at least the ones I used did

Tenshi

When I travelled to Thailand, the best exchange rate is on larger bills. And, depending on exchange rate;- sometimes some local business people will happily get your "souvenirs" for you in exchange for foreign money. I know that they helped me when I went to Thailand, and other people on holiday from Europe.

jasonkok

Thank you for your lovely reply.

qwovadis

As long as you have a 4 digit PIN you should be fine.

Visa works best I only bring credit cards

never debit cards too much risk and "skimming"

Happy Journey,

gearsau

I have read, that in Thailand, the AEON Bank does not charge for withdrawals. Other banks charge Baht 150 per withdrawal. Worth keeping in mind, as you will probably be charged as well in your own country.
Certainly makes it expensive withdrawing your money.

thursdaysd

"Certainly makes it expensive withdrawing your money." Which is why I now have a Capital One bank account as well as a credit card. NO charge for using any ATM anywhere, and up to $10 a month of fees charged by other banks refunded.

khunwilko

There is a 150 baht surcharge on ALL foreign cards in Thai ATMs. There are one or two companies (AEON et al) that don't subscribe to this rather niggardly fee, but ALL the main Thai banks make the charge so unless you're prepared to wander around to find these banks, you'll end up paying it.

This makes ATMs a bit on the dear side - but you need to weigh this against the convenience of being able to to get money just about anywhere as well as shopping, fuel, meals, tickets etc etc...

their only people I know who offer different rates on the size of notes are the Chinese exchangers in Bkk. ..... not the banks.
make sure your bank KNOWS you are going to use the card abroad - they might put a block on it otherwise. TCs are a useful backup in emergency.

THe banks in Thailand vary VERY LITTLE on the exchange rates they offer - it is seldom worth shopping around - you'll just end up using up valuable tourist time - the rates in Thailand aee also invariable better than outside the country.

Kathie

KW, many of us have accounts that reimburse us for the fees charged by the foreign ATMs as well as not charging for that use of a foreign ATM. Thursdays mentions one such card, I have a card from my brokerage, and another poster talked about using a card from her credit union. In each of these cases, only 1% is charged on the wholesale exchange rate, so we can get a better rate via an ATM than via cash exchange.

BTW, all of the exchange windows I've seen in Bangkok give differing exchange rates on US dollars, depending on the denomination of the bill. That may not be true at banks, but is true at bank exchange windows, such as those at the airport. Take a look next time you walk by one.

BillT

I skip the whole atm thing- just carry cash and a credit card for backup. I use a security wallet under my shirt and it has worked very well for all my trips abroad. I exchange my money at the airport. Also I use the room safe to keep most of my money,passports etc.

Curt1591

Just another aside about AEON. Went by and picked up some cash yesterday. Not only was there no fee, my rate was 30.05 THB to 1 USD. All the posted rates, before and after my transaction, at the banks and on the internet, were 29.95 or less.

I really do like AEON ATMs!

deptrai

My Capital One Money Market Savings account ATM card would not work last month at two different AEON machines in Bangkok. I had to end up using SCB and paying the 150B fee. I was getting a message like "Incomplete Transaction..."

Anyone else have this issue?