Travel Insurance
Jan 8th, 2009, 08:22 AM
#2
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I would absolutely get travel insurance. We just got back from 3 weeks in India and Nepal, and due to illness, canceled flights, fog and other challenges, we were very glad to have insurance. It was a great trip, and we will be going back sometime in the next few years!
Jan 8th, 2009, 10:11 AM
#4
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Boston, what kind of travel insurance do you want/need? Cancellation and interruption? Medical expenses? Medical Evacuation (I think this is the minimum to have)? baggage insurance?
But only what you need. Often travel insurance comes in a huge bundle that costs considerably more than what you would pay if you only purchase what you needed.
But only what you need. Often travel insurance comes in a huge bundle that costs considerably more than what you would pay if you only purchase what you needed.
Jan 8th, 2009, 12:37 PM
#5
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Kathie, After exploring Platinum Amex, I find that I have medical evacuation. Tufts Medical will reimburse me for any treatment in India. I guess I am just looking for cancellation, interruption, and baggage insurance. Can you pick al a carte with some of these companies? Have you had any personal experience? Do you give them the exact cost? Any advise would be great!!! Cindy
Jan 8th, 2009, 02:13 PM
#6
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Yes, you can choose a la catre. Someone referred me to the site insuremytrip.com which allows you to look at a number of companies.
By the way, I don't carry trip cancellation/interruption insurance. Why? Most trips I don't have to pre-pay much if any accommodations, and if I had to cancel or change my tickets once I got there, it would only cost be a couple hundred dollars... about the same price as the insurance. But if you book expensive accommodations (like in India) transport, etc, trip insurance is probably a wise investment.
By the way, I don't carry trip cancellation/interruption insurance. Why? Most trips I don't have to pre-pay much if any accommodations, and if I had to cancel or change my tickets once I got there, it would only cost be a couple hundred dollars... about the same price as the insurance. But if you book expensive accommodations (like in India) transport, etc, trip insurance is probably a wise investment.
Jan 8th, 2009, 02:47 PM
#7
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Blue Cross/Blue Shield of NH will also reimburse medical expenses while overseas. Just bring back receipts with a reasonable explanation of services rendered.
Some hotels in India require a ridiculously long lead time for cancellation, so depending on where you're booked cancellation insurance could give you that peace of mind.
Some hotels in India require a ridiculously long lead time for cancellation, so depending on where you're booked cancellation insurance could give you that peace of mind.
Jan 8th, 2009, 04:33 PM
#8
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cindy...karen and i do not carry insurance for our trips....like kathie we are rarely pre-paid on things, but if we are that can be just a casualty of the problem....i can bear that expense if i had to...
BUT WE DO CARRY MEDICAL EVACUATION, thanks to kathie...
BUT WE DO CARRY MEDICAL EVACUATION, thanks to kathie...
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