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crellston Jun 28th, 2009 11:12 AM

ATM Charges in Thailand
I have just been reading a couple of comments on line about Thai banks introducing a 150 baht charge on cash withdrawals using cards issued by foreign banks. Anyone know if this is correct?

Kathie Jun 28th, 2009 11:39 AM

MichaelBKK recently posted that some Thai banks are now charging for use of ATMs. I understand not all are. Perhaps a local can tell us which do and which don't. I know I want to know before I get to Thailand in November.

Kathie Jun 28th, 2009 12:10 PM

john, no spam allowed here.

As of last summer, Thai banks did not charge for use. They were not yet charging when I was there in November.

rhkkmk Jun 28th, 2009 03:15 PM

its my understanding that they only charge people from england to pay them back for all the colonization issues...

thursdaysd Jun 28th, 2009 04:17 PM

"england to pay them back for all the colonization issues..." - in Thailand??? (Never colonized.)

Hanuman Jun 28th, 2009 04:36 PM

True but Thailand did have to give a big chunk of Myanmar, Laos, Cambodia and Malaysia to England and France to keep her independence.

Hanuman Jun 28th, 2009 04:49 PM

I think some banks are not charging the 150 Baht fee for foreign ATM cards withdraw. Here's a link to K-Bank and they say it depends on the issuing bank's.

Kathie Jun 28th, 2009 05:29 PM

There must be a way to get that page to show in English, but I can't figure it out. I'll trust you on what it says, Hanuman.

Hanuman Jun 28th, 2009 05:42 PM


I link I posted is the English version of the bank's web site. Scroll down in the schedules of Fee table and you can see the breakdown. This is only one bank I'm not sure what the other banks are charging.

Kathie Jun 28th, 2009 06:26 PM

For some reason, it comes up on my computer in Thai.

MichaelBKK Jun 28th, 2009 10:52 PM

I don't think the page has been updated for the latest charges. It says the charges are up to the foreign bank, but what was widely reported was that the ATM Pool would now charge 150 Baht per transaction - which would be on top of whatever your bank charges.

You can try looking for an ATM that doesn't have the ATM Pool symbol on it, but all the big banks belong to it, so there aren't many ATM's that belong to banks not in the pool.

Hanuman Jun 28th, 2009 11:31 PM

I have just checked with 2 banks and Michael is correct. They have not updated their web site!!

crellston Jun 29th, 2009 01:02 AM

Good one Bob! still haven't forgotten about the tea!!!

rhkkmk Jun 29th, 2009 05:33 AM

true...all of boston harbor has been poluted since then

Kathie Jun 29th, 2009 06:46 AM

Thanks to Michael and Hanuman for this clarification. My bank currently reimburses me for such charges. Check on your bank's policy. I actually opened this bank account because the bank does not charge me for use of foreign ATMs and it will reimburse me for several (maybe up to 6) charges by the ATM. It also only charges a 1% foreign exchange fee.

Right now, it seem that banks are changing the terms of their accounts frequently - and usually not to the customer's advantage.

mohan Jun 29th, 2009 10:55 AM


May i ask you where do you bank? Calling each bank takes quite a bit of time and the person on the other end may not be that informed.


ChangFai Jun 29th, 2009 11:07 AM

The last time I tried , every bank in Thailand was charging the 150 baht foreign card atm fee , apart from the Goverment Savings Bank .

Kathie Jun 29th, 2009 12:18 PM

Mohan, my current bank (and I will change at the increase of a fee!) is E*Trade Bank. I've had the account for a couple of years, and so far, so good. Previously, I had an HSBC account, but they moved to charging 3% on foreign exchange via ATMs and I dropped them and went to E*Trade.

khunwilko Jun 29th, 2009 10:42 PM

They were"asked" to stop this makes absolutely no sense when the country is claiming to be so keen to attract tourists.

peter_m Jun 29th, 2009 11:25 PM

I was there in April this year & there was no fee from the Thai banks then, my bank charged $4 Australian per withdrawal & I just withdrew 25000 Baht at a time no problems

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