I could pay now for Sep. but then that money I can no longer use, it is at the TA's or camp's bank. If I had kept it for say another 9 months at 4% interest then I have payed a 3% penalty for paying early. So, if we're talking about $10,000 then I lost $300 in interest by paying 9 months early. Big deal??? Probably not. The real gamble is which direction the exchange rate will move in 9 months. I'm betting the dollar will continue to strengthen. (After all, according to Newsweek Magazine we have just elected the next Abraham Lincoln!!!)

regards - tom

I am already booked for August 2009. I am spending 5 nights in Cape Town, 8 nights in Kruger at 2 different camps and 8 nights in the Mara at 2 different camps. Cant wait!