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Prices here are given for adults. Substantially reduced fees are almost always available for children, students, and senior citizens.
ATMs and Banks
Automatic-teller machines, for easy access to cash, can be found at many locations throughout Oahu, including shopping centers, convenience and grocery stores, and hotels and resorts, as well as outside most bank branches. For a directory of locations, call 800/424-7787 for the MasterCard/Cirrus/Maestro network or 800/843-7587 for the Visa/Plus network.
It's a good idea to inform your credit-card company before you travel. Otherwise, the credit-card company might put a hold on your card owing to unusual activity—not a good thing halfway through your trip. Record all your credit-card numbers—as well as the phone numbers to call if your cards are lost or stolen—in a safe place, so you're prepared should something go wrong. Both MasterCard and Visa have general numbers you can call (collect if you're abroad) if your card is lost, but you're better off calling the number of your issuing bank, since MasterCard and Visa usually just transfer you to your bank; your bank's number is usually printed on your card.
Reporting Lost Cards
American Express (800/528–4800 in the U.S. www.americanexpress.com.)
Diners Club (800/234–6377 in the U.S. www.dinersclub.com.)
Discover (800/347–2683 in the U.S. www.discover.com.)
MasterCard (800/627–8372 in the U.S. www.mastercard.com.)
Visa (800/847–2911 in the U.S. www.visa.com.)
Some consider this the currency of the cave man, and it's true that fewer establishments accept traveler's checks these days. Nevertheless, they're a cheap and secure way to carry extra money, particularly on trips to urban areas. Both Citibank (under the Visa brand) and American Express issue traveler's checks in the United States, but Amex is better known and more widely accepted; you can also avoid hefty surcharges by cashing Amex checks at Amex offices. Whatever you do, keep track of all the serial numbers in case the checks are lost or stolen.
American Express (800/528–4800 in the U.S.; 801/945–9450 collect outside of the U.S. to speak to customer service. www.americanexpress.com.)
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