The Turks and Caicos can be a fairly expensive destination. Most hotels on Providenciales are fairly expensive, but there are some moderately priced options; most accommodations are condo-style, but not all resorts are family-friendly. You'll find several upscale properties on the outer islands—including the famous Parrot Cay—but the majority of places are smaller inns. What you give up in luxury, however, you gain back tenfold in island charm. Though the smaller islands are fairly isolated, that's arguably what makes them so attractive in the first place.
Resorts: Most of the resorts on Provo are upscale; many are condo-style, so at least you will have a well-furnished kitchen for breakfast and a few quick lunches. There are two all-inclusive resorts on Provo. A handful of other luxury resorts are on the smaller islands.
Small Inns: Aside from the exclusive, luxury resorts, most of the places on the outlying islands are smaller, modest inns with relatively few amenities. Some are devoted to diving.
Villas and Condos: Villas and condos are plentiful, particularly on Provo and usually represent a good value for families. However, you need to plan a few months in advance to get one of the better choices, less if you want to stay in a more-developed condo complex.
