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Noumea is an expensive town. Clothing costs are high (though not too bad compared with the fashions of Paris), as are taxi fares. Resort food and beverages are pricey. You can keep prices down by purchasing food and alcohol in supermarkets, relying on public transport, and seeking out inexpensive cafés and bars.
ATMs—there are a few on Avenue de la Victoire/Henri Lafleur—are numerous in the city and accept most credit cards.