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Thinking about moving from PA to Florida (Dr. Phillips area of Orlando)

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Thinking about moving at age 55. I've been in banking for the last 30 years but would consider making career change (small business commercial lending). Still have to work and make a living. Do not like winters in NE PA and love winter in FL. Not sure if this FL area is too congested for me - I don't mind some traffic but not every day heavy traffic - or should I be considering another state. I enjoy outdoor activities such as biking. I guess I'm worried about moving from smaller market banking environment to larger metro area. Also, if my family moves, I would want good schools for future grandchildren. Environmental quality is important, as is the quality of people around me. Like I mentioned, I don't like long cold winters and would enjoy being closer to beaches. Looking for quality family living in a safe area. Any suggestions or ideas and constructive thoughts are welcome. Thanks for your consideration.

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