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Relocating to Palm City Florida from NY

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We're considering relocating from NY to Palm City Florida. We have a 20 month old and a 3 month old so the schools are very impt to us. I heard the schools were very good in Martin County so that's why we're targeting Palm City. We want to buy a 4 bedroom home in a gated community. I am trying to figure out a budget and was wondering if anyone who has done this could give me a little guidance on how our our monthly expenses might change. How much should we expect electric to increase or decrease? Property taxes? I heard they were much much lower than NY. HOA fees...what does this include? Any help would be appreciated.

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