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NYC subway tickets

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I am sorry to ask such a dumb question, but MTA's website is more confusing than helpful.

We will spend three days in NYC with a party of 8 people, including 4 seniors. How do we get subway tickets?

I understand that we can buy pay-per-ride tickets at $2.25 per ride. How much are tickets for seniors - $ 1.13? How do we get the tickets? Are there machines or ticket booths? How can we pay? Do the machines accept bills or credit cards? Do they give change?

Another options seems to buy 7-day unlimited ride Metro Cards at $13.50 for seniors. However, the website says, you have to apply for a reduced fare Metro Card at the Walk-In Service Center on 3 Stone Street with a birth certificate. Is this really true? Are tourists exepected to go to this center, get photographed etc. just to buy a Metro Card?

For the non-seniors, the 1-day fun pass seems to be the cheapest option (reduced fare not available). But the MTA website says, this fun pass is not sold at ticket booths, only at vending machines. Again, what kind of money do those machines accept?

Sorry that I ask these silly questions. But it really looks complicated to get tickets for a large, jet-lagged party after a transcontinental flight.

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