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Damage deposit not refunded for 30 days--Is this common on a rental?

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We're planning to rent a small privately-owned cabin in Door County, Wisconsin. They have an agency handling the rentals. The agency's policy is that a security deposit is due upon arrival which is fine. But, they have up to 30 days to refund the deposit. They also won't just take a check and hold it until we leave and then return it as soon as they've checked to make sure the place is undamaged. Rather, they will deposit my money, hold it for up to 30 days & then issue me a check on their account.

Is this a common policy? I'll admit I haven't run into it in the past. But, other than a rental through VRBO in the US, most of our rentals recently have been in Europe.

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