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Travel Insurance Swine flu

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We are traveling to India in next two weeks and I need some help in selecting travel insurance. Can anyone please suggest good insurance company which will cover 100% trip cancellation for swine flu. Anyone's personal experiance would be greatly appreciated. We are travelling with 2 years old and would like to cancel or postpone the trip because of swine flu. I was wondering if any of the travel insurance would cover it under cancel for any reason?
We have spent almost $4000 in tickets.

Thanks in advance!

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