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Travel Insurance?

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We are driving to the beach this summer and will be staying in a condo for two weeks.{ North Carolina} It was explained to me that they no longer give refunds for mandatory evacuations because of hurricanes. It was suggested that I purchase travel insurance from them to cover the cost of my condo rental in case of evacuations, or if I have to cancel my trip because of sickness, injury or death. It is also covered if I have to interrupt my trip. Their price is $121.34. The cost of my rent is $1500.00. Has anyone purchased a policy on their own? If so ,who did you go through? I would think it would probably be cheaper to buy it myself. I don't need heath insurance like some of the policies cover, just concerned about covering the cost of my rental. Any suggestions or advice would be appreciated. Thank You

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