We are driving to the beach this summer and will be staying in a condo for two weeks.{ North Carolina} It was explained to me that they no longer give refunds for mandatory evacuations because of hurricanes. It was suggested that I purchase travel insurance from them to cover the cost of my condo rental in case of evacuations, or if I have to cancel my trip because of sickness, injury or death. It is also covered if I have to interrupt my trip. Their price is $121.34. The cost of my rent is $1500.00. Has anyone purchased a policy on their own? If so ,who did you go through? I would think it would probably be cheaper to buy it myself. I don't need heath insurance like some of the policies cover, just concerned about covering the cost of my rental. Any suggestions or advice would be appreciated. Thank You
Travel Insurance?
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insuremytrip.com and squaremouth.com are both sites I've used to find travel insurance from various companies. I think you can pick and choose enough to narrow down what you want covered (I'm not sure as I've always chosen it for the medical purpose).
You can also choose to self insure (if you can't travel or have to leave due to a hurricane, you're simply out the $1,500 plus any applicable evacuation costs).
If you paid for the rental with your credit card, call your credit card company and ask if they provide any insurance (some do as part of the card perks).
No matter what you do, if you choose to use any insurance policy READ THE FINE PRINT CAREFULLY!
Your credit card is not likely to cover cancellation for a hurricane - they only cover illness and death and only for a few people (you, your spouse, sometimes your kids). There are companies that cover cancellation due to hurricanes, however. See this link for very specific details: http://www.travelinsurancereview.net/travel-insurance-coverage/trip-cancellation-coverage/hurricane-coverage/
Good luck and safe travels!
quotewright.com another good on be sure you have storm cover and comptrip coverwith an AM best "A" rated company. Patriot
and Amex global Travel Shield mytop 2 usually. I never leave
home without it hassaved my posterior numerous X over the years.