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Travel insurance

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My daughter will be traveling in Israel for three months. She will be purchasing travel insurance for medical emergencies. She is currently paying for health insurance here in the US and wants to know if she can cancel her insurance for the 3 months she'll be gone. I have a feeling that's not a good idea -- what happens when she gets home, would she be able to get insurance if she develops a preexisting condition while she's away, etc. Am I missing something?
Thanks for any advice you can give me.

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