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Lost Passport or Credit Cards: What to Do

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My column today touches on a topic that can cause a great deal of anxiety for any traveler: What to do if you lose your passport, money, or credit cards while on vacation in a foreign country. Here's a link: http://www.fodors.com/news/story_3486.html.

Has anything like this every happened to you? What did you do? How easy was it to get your passport and/or credit or ATM card replaced while overseas? How about insurance ... was that any help at all?

I think this could be a very useful thread for people, so I'd like to get a wide variety of experiences, both positive and negative.

Thanks.

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