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Getting Money Before Departure

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Hi all,

I'm from Singapore, and for my 3 months trip, most has been paid in advance before departure. So I will only need about 4000 Euros left. I am planning on bringing 3500 Euros as cash, and get the 500 Euros later either by ATM or pay by credit card.

Which one will give me a better value for my money: exchanging my Singapore dollar to 3500 Euros from Singapore (using money changer), or just bring around 500 Euros and get the rest later in Europe (using ATM) ?

Any advise is greatly appreciated.

Thanks!

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