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Use of Debit Card in Puerto Vallarta

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Hi! Just wondering if you can use debit cards in place of credit cards in Puerto Vallarta, like we do in the States. Also, when we were in France 2 years ago, we learned on this Forum that the ATM's there automatically took money from your savings account, so if you had a checking account only, you were out of luck. Is it the same way in PV?

Thanks so much,

Annie

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