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Roatan safety and other suggestions?

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Greetings to all and Happy New Year!

Wife and I are contemplating a visit to Roatan. Just want to get some comments about its safety and crime rate. We plan to rent a car and stay in a villa/cottage instead of a resort.

We are seasoned travelers (from NYC), and had been to many islands, so we know the basic "street smart" stuff. But if you know of areas that are off limits due to previous incidents with tourists, we would appreciate the insight. That said I believe the island is pretty chill, no?

Anyway, I also would appreciate suggestions on where to eat and what to do on the island. We are big time beach bums (and avid shellers) so your beach suggestions are much welcomed! Last where are the local, divey, watering holes that are a must?

And finally, any opportunities to do day trips to the mainland, so that we could visit a mayan ruin or something?

Many thanks!

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