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Renting Car in Mexico

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We are heading to Mexico in November, down to Chetamul near the Belize border & plan to rent a car. We rented from Fox last time there but they added extra insurance that wasn't necessary so don't want to use them again. My credit card will cover us for the CDW & know we need Mexican insurance. Has anyone had some good experience. I am aware that most all companies do a $1000 or so hold on your credit card. When I search there are lots of rentals at $1 a day but realize that doesn't involve any insurance.

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