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Money Tips for Playa del Carmen

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My boyfriend and I are going to Mexico for a week in February. We can't figure out whether it makes sense to bring cash with us, get traveler's checks and change them there, or use ATMs and credit cards to get by. We're not staying at an all-inclusive, so we will be paying for everything.

I've seen notes about the upcharge to use US$ at different stores and attractions, which will get frustrating, and I don't really like the idea of walking around with that much cash.

I know credit cards will give us the best exchange rate for larger purchases, but are they readily accepted at restaurants or tourist attractions? Are there other hidden fees I need to beware of?

Traveler's checks would prevent some of the insane fees that the banks will charge, but are there conveniently located places to exchange them?

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