coryandcarissa

We are trying to cut down on our credit card "foreign currency" charges by utilizing cash while in Costa Rica. Was curious what amount of cash you start out with while traveling. I know there must be some price point each person feels comfortable traveling with. Do you use money belts like Rick Steve?

Also, how prevalent are ATMS that dispense US dollars versus only colones. My Bank/ATM card will charge a flat fee (around $5 bucks per withdrawal) and NO additional charges if there is no currency conversion. I have read of these dollar giving ATM's but was wondering if anyone had first hand knowledge how common they are, or even where specifically to find them. We will be traveling from San Jose to Arenal, Arenal to the Bijagua area (La Carolina Lodge), then on to Playa Samara, and eventually back to San Jose. Some of our hotels also offer discounts (i.e. no sales tax) if paying in cash, so yet another reason to keep the credit cards out of the equation.

And finally, we will be driving ourselves to and from and points in between the above listed areas. Was wondering if anyone had any excellent pit stops to recommend or other places of interest worth a detour along our routes. We are traveling with our children ages 6 and 3.5, so I'm sure the stops will be frequent given their "tiny tanks."

Thanks in advance...

volcanogirl

You might also take a look at getting a credit card that doesn't charge the foreign currency fee. We got a Capital One card for that reason. Definitely check out Proyecto Asis when you're in the Arenal area.

coryandcarissa

Proyecto Asis is on the itinerary! A close family friend of ours spent a month there last summer in a spanish immersion/volunteer program. I'm sure it made for some great material for all those college entrance exams!

Katzgar

Capital One is an excellent idea. We start with about $800.00 cash as often smaller places dont take CC's. Depending on the hotel you can negotiate the price down to exclude the tax.

suze

I take ~$400usd and an ATM card (one person, solo, and in Mexico not Costa Rica) to withdraw peso directly. I can do this with no fees from Scotia or Santanders as a BoA customer.

I don't use a money belt just a normal purse/tote bag. I don't use a credit card other than to pay the hotel bill or if there was an emergency situation (to avoid possible fraud).

Katzgar

while possible fraud is certainly a risk the CC companies are very good at deleting fradulent charges from a persons account, be sure to tell them you are traveling.

suze

Easier not to have them in the first place.