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Cancun in july with extended family

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Hello everybody. We have a trip to Cancun planned for early July. This trip will include my husband and myself, our two tween children, my husband's elderly parents and my husband's siblings and their spouses/ kids. I have some questions/ concerns. It has been many a year since my last trip to Mexico and after reading the u.s. Travel warnings , I find myself anxious for my in laws, my kids, etc. We plan to stay mostly at the resort, but do have a trip to Chichenitza and X Carot planned. I'm a little worried about safety, mainly away from the resort. Ok. Here goes the list

We won't all be together all the time. Suggestions for communicating effectively. Can you rent cell phones there? International rates for our phones are crazy.

What about eating out on these excursions? The last thing I want is to have sick children on vacation. I know no ice, no tap water but other than that ?

I understand u.s insurance/ medicare is not accepted even if we have foreign coverage on
our policies. Given the fact that we have a multitude of possible complications, diabetes,
asthma, heart arrythmias, joint and back trouble, it is possible that something could happen.
Any suggestions for how to hamdle anything that shouls arise.

The personal safety warnings appeared to be countless. Anyone taken recent trips ? Is it
really that bad? Recent headlines don't seem to be helping my anxiety.

Also pesos/ dollars. We plan to use a credit card and cash. I wouldn't dream of trying to use dollars in other countries so why would I here? What is the best way rate wise to exchange and how much is reasonably safe to carry at a time?

Wow. I never used to worry so much. Can you ease my neurosis?

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