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Wire Transfers from US, Vacation Rental, Mallorca

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I recently rented a villa for a week in Mallorca. The owner insisted that I send a deposit via wire transfer to secure the rental, as opposed to using a credit card because they didn't want to pay the 3% credit card transaction fee. Instead, I was saddled with a $45 fee from my bank in New York -- a pretty standard charge for an international wire transfer.

In reviewing my options, I found that today there are many cheaper ways to securely transfer funds internationally, including PayPal, Google Wallet, transferwise.com, ex.com and more. Many of these services transfer money faster than my large, international bank would guarantee (five to eight days in their case).

My guess is that a wire transfer within Europe, EU to EU country, is not nearly as expensive or time consuming. Mallorcans are used to dealing primarily with British and German travelers. However, I'm wondering what others have found securing vacation rentals on the island, and what is considered the norm?

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