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What are my chances of getting denied entry into the UK?

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Hi everyone, I posted these questions in thorn tree forum before but I want more input plus I have additional questions that I didn't receive answers from there. I'm just going to copy paste.. sorry, I'm too lazy to reword.

I am planning on staying in Scotland for five months starting in October. I am 18 and a citizen of the USA. I did my research and it says a US citizen could stay for no longer than six months. I am going to live with my Aunt during my stay there and she will provide my food and shelter, etc. I have read a lot of horror stories about getting denied entry into the UK and right now I'm just so paranoid because I don't want it to happen to me. I am a senior in high school and I am doing homestudy, but I still have to attend graduation in April and take SATs, that's why overstaying is not an option for me. The main reason for this trip is just to explore more before I go to a university in college. I certainly do not plan on working there (I'm too lazy, I only had one job(summer this year) my whole life just to get money for this trip and that's it) and all my schoolwork are online classes.

I will have a return ticket with me.. actually it is an onward ticket because I will be coming from the Philippines (I'm doing a huge trip; USA->South Korea->Philippines->UK->back to the US)
I'll bring a letter from my homeschool that I need to be back for graduation (edit: I got the letter yesterday but it didn't say that I *have* to be back. It just confirmed my enrollment T^T)
I'll have money in my bank ($10,000)
I will bring copies of my aunt's bio-date pages from her passport, immigration stamp from her passport, a letter from her stating that she will accomodate me during my stay, her recent pay slips, and bank statement.

Would that be enough? I really don't want to get denied entry.. what should I do?

I will have a long layover in Qatar. I have a friend there and she wants to meet with me. Is that possible? I won't get in trouble in the UK immigration if I go out of Qatar airport, right? And also..... I already bought a ticket for Philippines-Glasgow. Now I am contemplating if I should buy insurance for my Glasgow-USA ticket just in case I get denied entry into UK or not?

Thank you.

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